It’s interesting to consider that Europe has entered the realm of forced banking while at the same time weak fraud protections prevent victims of electronic payments from reimbursement. Europeans cannot expect protection, nor can they opt out of the broken system.

2022 in France: 4300 cases reveal that banks systematically refuse to reimburse consumers claiming that they have acted with “gross negligence” or have authorised the payment without bringing any proof that the consumer was indeed grossly negligent or at the origin of the payment. (source)

There is a shit-show coming in the future for cross-border transactions within Europe. Quoting BEUC:

The European passporting regime allows payment institutions to search for authorisation in one Member State and then provide their service across all Member States. This system is suboptimal for enforcement as payment service providers can choose the Member State with the most liberal regime. In addition, Member States have limited possibilities to take action in their country as they are not responsible for payment service providers who registered elsewhere, and consumers will struggle to file complaints as they need to address a competent authority in another country.

(emphasis added)

I'm not a wheelchair user, but I can only stand for 5 minutes and walk for 10. Any ideas what things can I do with those restrictions?

Die FC Bayern Frauen gewinnen bei ihrem ersten Auswärtsspiel der neuen Saison verdient mit 3:0. Drei Dinge, die auffielen.

A new kind of RPG awaits you. A story-rich dungeon crawler with innovative real-time combat that lets you pause or slow time. Tactical thinking is essential to succeed. Enter the mysterious Tower of Time and experience the incredible adventures that lie within.

Tower of Time is an incredible adventure packed with over 50 hours of gameplay, hand-crafted levels, and a rich story told through cinematics. Taking classic RPG gameplay to the next level, Tower of Time features flexible character development, thousands of pieces of loot and equipment, and the complex and tactical real-time combat system, Arrow-Time.

• 7 unique character classes, each with different strengths and weaknesses.
• Complex skill system with two exclusive enhancement trees and a multitude of options.
• Skill Gestures – draw some of the skills as you want.
• Gravity manipulation – leap large distances to scatter your enemies or draw them in.
• Rich equipment system.
• 150 enemies with unique skills and tactics.
• Face 50 bosses wielding a diverse range of skills and spells.
• Five difficulty levels, including Epic difficulty (not recommended for new players).
• Multiple combat modes ensure that there's plenty of variety and fresh challenges ahead.
• Travel through hand-crafted levels that have been carefully designed to challenge you.
• New character progression system.
• Unique Party Alignment system.
• Combat challenges, designed to test your tactical and party-building skills.
• Craft and enchant legendary items.
• Upgradeable city.

Methane from Australian coal may double steel’s short-term climate impact

In 2024, Australia’s coking coal mines emitted an estimated 867 kt (kilotonnes) of methane – about two times more than the country’s entire oil and gas sector. With some mines releasing more methane than others, the IEA estimates that Australian coal adds on average 17% to steel’s short-term climate impact, but underreported data may be hiding even greater risks. Australia is the world’s largest exporter of coking coal, mostly to steel-producing economies. The average reported and estimated methane intensities of mining this coal are between 3-5 tonnes per kilotonne of coal. These extraction-related emissions of Australia’s coal could add 10-17% to the short-term climate impact of steel – an issue that can only be addressed at the mine level.

Yet, the country’s persistent underreporting of coal mine methane emissions – repeatedly shown by independent studies – could mislead steelmakers who may be importing coal, the mining of which is responsible for up to three times more methane emissions than reported, making it harder to manage and reduce lifecycle emissions.

Methane emissions from metallurgical coal extraction fall under steelmakers’ value chain emissions (Scope 3 Category 1 – Purchased Goods and Services), but are rarely reported. Ember’s analysis found that, when estimated coal mine methane emissions from Australia were added, ArcelorMittal, Nippon Steel and POSCO’s Scope 3 emissions would increase by between 6% and 15%.

Using seaborne trade data, Ember’s case study found that, between 2023 and 2024, around 4.3 Mt (million tonnes) of coal from “super emitter” Hail Creek was shipped to major steel plants owned by ArcelorMittal, Nippon Steel and POSCO. The mining of this amount of coal was reportedly responsible for around 12.9 kt of methane emissions, with an additional 27.6 kt believed to be unaccounted for due to the operator’s underreporting. This unreported amount is equivalent to the methane emissions of about 283,000 beef cattle in one year.

Coal production releases methane during mining, but it is the steel industry’s coal demand that drives these emissions. As the main buyer of coking coal, the steel industry’s ambition to decarbonise could encourage suppliers to adopt direct measurement, transparent reporting and on-site abatement of fugitive methane.

In the short term, ahead of 2030, Ember recommends regulators and policymakers around the world to prioritise including coal mine methane emissions in policy instruments targeting steel.

Steelmakers, on the other hand, should set ambitious targets for managing fugitive methane emissions from upstream coal extraction. Given over half of coal mine methane emissions are avoidable using existing technologies, this is a good – and critical – starting point for steelmakers to begin reporting and reducing their value chain emissions. It also helps steelmakers to mitigate risks in their supply chains.

Looking to 2050 net zero targets, the shift to renewable-powered iron and steel production remains the ultimate decarbonisation pathway. Policymakers, steelmakers and relevant stakeholders need to work together to deliver this transition.

Today's game is some more Final Fantasy 7 Remake. I've did chapter 3 of it today (along with all the side quests). I just want to express how much i love the sense of scale. I'm playing on 1440p, so i can tell the background is a solid image, but despite that, fuck. The topside of the city still feels massive. I feel tiny compared to the thing. It really is cool to see.

I spent a while in photo mode just looking at the roof and looking around. It really is well done in my opinion.

While doing the drake fight, i couldn't figure out i was supposed to pull this lever, so i kept running around trying to figure out where to go. The thing is, thinking back on my first playthrough on PS4, i made this exact same mistake. So some things never change i guess.

I did the quest where you hunt down the cats to bring them home. There. are. so. many cats. I love this place. My only wish was that the cats had better quality of life than living on the streets. One day i hope. One day.

I met Johhny, which i liked. Poor guy got roped into this. I hope i get to see more of him. I did spy an achievement mentioning him so i'd assume this to be the case, we'll see though.

The final thing i did for today was the Dart Board minigame. I spent like 30 minutes on it, but only 6 darts later and i got it perfectly. Top of the charts and everything.

https://en.wikipedia.org/wiki/Florence%2C_Oregon

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As the title suggests, Tyrn Ironmaw [Seal Discount Vendor] in Eye of the North currently sells the Deldrimor Stoneskin Infusion for 600 Tyrian Defense Seals. I assume he has the same stock for everyone? Been waiting a long time for it to come into rotation so figure perhaps someone else has as well.

All the fridge repair videos I have seen demonstrate how a fridge with a damper works -- in which case all the cooling happens in the freezer and a vent with configurable damper diverts some cold air to the fridge. Perhaps that is a US design.

European fridges are apparently different. The fridge and freezer are separate with no interconnecting vent. No fans either. The freezer is surrounded with coils embedded in the surface panels. The fridge has a plate with embedded tube for coolant. I am surprised that a plate the size of a large dinner plate/platter is big enough to cool the whole fridge.

The plate also has a tube in a loop of tubing that is not embedded into the plate but against it. The two ends of the tube join into a molding with 3 wires going to the thermostat (one of which is a ground wire). What is that thing?

There is a separate wire that goes to the thermostat. I think that is the probe that actually reacts to the temp.

I couldn’t easily send pics because the plate does not come off. I can barely pry it to get an eyeball behind it. I think everytime I bend the plate to see behind it I probably bend the tubes carrying coolant (not good).

So seien in Amsterdam die Kosten für die Kontrolle des Parkraums um die Hälfte reduziert worden. Aus den Niederlanden wisse man auch, dass die Kontrollkräfte durch die Technik weniger Anfeindungen ausgesetzt seien.

Monero: 18-Block-Reorganisation setzt das Vertrauen in diese Kryptowährung unter Druck – warum das Netzwerk jetzt handeln muss. Der Artikel Monero: 18-Block-Reorganisation setzt Vertrauen unter Druck erschien zuerst auf TARNKAPPE.INFO

De middelbare scholen in Heemskerk en Beverwijk zijn maandagochtend weer geopend, nadat ze vrijdag de deuren hadden gesloten vanwege een online dreiging. De scholen beginnen de dag met een gesprek over de onrust van de afgelopen dagen.

Op meerdere plekken in het land zijn bomen omgevallen door harde windstoten. Het KNMI waarschuwt de hele dag voor harde wind in de westelijke provincies en heeft daar code geel afgekondigd. In de kustgebieden zijn windstoten mogelijk van 80 kilometer per uur.

In Rotterdam viel rond 05.00 uur [...]

If a post gets downvoted, it could be a geinuenly awful post. But another post that gets downvoted, but is actually empiracially scientifically true, then it is treated equivolent as the other even though they are the same.

I don't think this is the answer but one idea is to add points to people, or products, who are verified to be awesome. So that would be a scientist or compassionate politician gets more votes or a healthy product gets a subsidy.