How to properly manage a budget and how do credit cards work
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Your own happiness is more important that somebody elseβs happiness.
Not to say you shouldnβt be nice or help people, or invest in other peopleβs growth.
But donβt do it to the detriment of your own.
Your high school diploma. Nobody ever asks for it. No job I have ever held has asked for proof that I completed high school which I didn't. My last job had a class they wanted me to take at a night school and that's when they realized I didn't have it after 7 years of competent, exceptional work, so they just shrugged and got me in there anyways
Grace Periods.
I'm glad I know them now, because for the longest time, I thought I was in a fucked situation whenever my finances were tight. Like if I was due a bill and my pay cannot cover it because of the dates being different. It used to make think that I had to take a hit and just roll with it. But no, some of my bills allow me a brief grace period where I can gather resources in time. Sometimes I'll even stretch my money beyond some grace periods if it means that I can upkeep some resources then just pay the difference later.
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Any work or study done during an all-nighter is a waste.
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If you meet someone and all they do is talk about themselves, they won't be a good friend.
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Nobody really cares how you look or what you wear. And anyone who does has bigger issues they would rather not deal with.
Any work or study done during an all-nighter is a waste.
Depends. I did some of my best work at this time (private project. not for my actual workplace).
I sense ADHD (source: am ADHD)
Maybe ;)
You can just ask people out. You can just ask to kiss someone. I was in my mid 20s when someone told me the first one, and late 20s when someone told me the second one. Dating got a lot easier after each revelation.
You can just ask people out.
I know I can, but you think I dare do that?
I'm a perfectionist and I realized I've been making life too hard for myself. Choosing a low bar for success but keeping the ceiling high has felt like a much healthier approach.
"Anything worth doing is worth doing poorly" I try to remind myself, with a history of postponing things, and not wanting to imperfectly do things. Rarely I've regretted doing to my current ability, but countless times leaving things undone.
The consultant's proverb: done is better than perfect
Between a pragmatist and a perfectionist, one of them sleeps soundly and knows what he's doing tomorrow.
I was never going to "find myself" and so I should have just gone to college with my friends for computer science and made the good money when jobs were easier to get even though I had no interest at all in it. Hindsight is 20/20 and all that jazz. Now I'm a worthless schmuck in a factory living in someone's garage paying their mortgage in rent prices.
All my interests are hobbies, some of them even too expensive for me to do lol they're nothing you can monetize.
All my interests are hobbies, some of them even too expensive for me to do lol theyβre nothing you can monetize.
Work is for making money, hobbies are for spending money. I think a lot of people mix that up and lose their enjoyment; money changes your perspective on why you're doing something.
Take heart: had you done comp sci just for the money, you'd be where you are now. Comp sci isn't for people in for the money but for people who find it exciting and have no idea their career is timesheets. :-p
No, really: I saw a LOT of people flame out of the programme, and most of them admitted they were in it for the payday.
Relationships can be anything you want them to be. I wish I spent less time trying to figure out if someone liked me and just tried to have fun with everyone I met.
Compound interest.
That it doesn't matter what other people think of me as long as I'm happy.
Being a good person is a weakness in capitalist civilizations.
Its a super power, actually. Everytime I meet one they impact my life so deeply I can't help but admire them and completely swoon.
Brushing teeth regularly, and flossing , is more important than I ever realized.
Man good dental hygiene is one of those things you just do not think about until youβre older. Flossing, interdental, mouth wash (before brushing), regularly visiting the hygienist and dentist. Your teeth evolved to last 35-ish years, the rest only happens from hygiene.
I'm dreading the day my bad mouth hygiene will catch up to me... I know how bad it is but I still can't get myself to brush every night.
If you're like me, then some time in your thirties. I didn't brush from early teens through until then - I had several abcesses and needed seven teeth removed, including my top fronts. Turns out I had undiagnosed autism, depression and low self image. Now I do brush, and it's just a case of forcing myself to adapt to a routine. Even keeping some flouride mouthwash handy for a quick swill every now and then helps a bit. Hope you find your way.
Have you tried putting your toothbrush and toothpaste in the shower? I've struggled with brushing my whole life and this is the only thing I've ever tried that actually worked. I also put a brush and paste at every sink but the only time I can ever actually manage to brush is in the shower.
Brush whilst the water is heating up means you're doing your bit to help the environment! And other such half truths I tell myself to get through the day.
At 50 I learned Iβd been tying my shoes wrong my entire life.
I've been wearing slip on shoes for so long idk if I could even tie a granny knot
My whole life has been a lie.
The sunk cost fallacy is a very easy way to get stuck being miserable.
Sometimes a drastic change might be painful at the time but will be much better for you overall.
Definitely agree with this one
How to tie my shoes
I'm almost 40 and I still tie mine with bunny ears.
That you don't put soap in the bootyhole
Manage your finances. Know where every penny goes. Budget as best as you can - plan for all of the things you know you spend money on through a year. It doesn't mean you can't spend money on things you like, but it does mean that you know when you can afford it. It gives you confidence and control no matter how much you are making.
The thing that comes only with age is: to not give a fuck.
When we learn that it doesn't matter we can all be little old people who are purple mohawk headed, wearing clashing neon adidas jumpsuit with zebra primted boas.
To just invest in broad index funds instead of trying to play the stock market.