I’ve started investing in ETFs (S&P 500) but wonder if it would be better to buy a property instead and put it to rent.

I’m in my early 40s and I plan to regularly invest in this and similar worldwide ETFs in the next 25 years, as complement to my public pension.

A coworker told me he saved money to buy a house and put it to rent. He can always move in if he wants and it gives him a stable source of income per month. I don’t know how much.

I don’t know if investing in ETFs in wiser here: on one hand I want a quiet life and now I simply work and the money gets invested automatically once per month. I’ve never been a landlord and I wonder if the learning curve would be too steep. Furthermore, I don’t believe I want to be a landlord. Ain’t it too stressful?

then

I haven't

Edited title for grammar

This is the type of question I receive if non Japanese people ask: "Are high schools in Japan like anime?" and the answer I give is: "no" since that's not reflective of what actual school life is. Sure, there may be inspirations upon anime taking place at a school setting since all they portray is nothing but festivals, clubs and events as if the environment is that relaxing (far from the truth, JP school life in reality is regimented on studying).

In contrast, the same shit is said about US high schools via pop culture when shown to foreigners mainly portraying: teens hanging out in someone's house partying with drinks, flexing who's the most popular, jocks in sport, bullies picking the nerd, cheerleaders & football, 13 reasons why, high school musical, prom king & queen to list a few. However, is any of that representative of real high school life in the United States?

This is intended as a broad and open ended question.

I want incredibly mundane insults like "you look like you have a terrible handshake."

It's come up a few times in comments recently and I finally got time to mock one up, but I don't have enough content to fill the boxes.

What are some staple lemmy experiences that could go on a bingo card?

Note: this is for fun. Let's have some positive vibes to go with the negative ones since Lemmy itself is a mixed bag.

Double edit: Apologizes was not spelled like that. This is it but I'm still open to suggestions and edits!

I was watching some video and there was mention of someone getting 1984. Upon which, a guy said that this one (one who got 1984) will end up being radicalized. I was already born into a very radical environment so no needs of books to radicalize me (although I am trying to be moderate and chill now)

I’m an American who just started my first year of undergraduate studies at the National University of Singapore last month. I chose Singapore over the US because I wanted to live abroad, and Singapore checked pretty much every box for me: it’s in Asia, tropical, safe, developed, and English is the medium of instruction.

Now, even though NUS is a great university by global standards, the reaction I’ve gotten from many of my family members and friends is that choosing to study abroad as an American is inherently a downgrade, regardless of the university or country. That’s where my question comes from.

I can't imagine It's over 9000 ever dying.

I’ve heard from my gamer friends who reside in Australia that any game that’s 18+ on steam is hit with a barrier of AV (mainly adding a CC, not a debit card) before they can even view the page despite them owning the title. The real solution to overcome this hurdle is: region change, as from Australia > (other country) which is only applicable if you’re an expat gamer having a valid payment method & billing address from (that country).

spoiler

I obtained this screenshot from a friend of mine who lives in Australia, this came up for any "adult" (non-pornographic) game like Doom or Resident Evil. I can view those games as normal as someone from abroad.

The alternative is using a premium VPN for region change but you’ll still require both a valid payment method & billing address from abroad finalizing steam “migration” to another nation’s storefront. However, this carries its own risks relating to account termination if caught. I’m a foreigner, so it doesn’t affect me personally but I feel them, the frustrations on having to submit CC just to gain access otherwise the page is inaccessible.

My adhd means I end up collecting ideas for games and books, but I can never manage to have the motivation for long enough to make them real.

I'm also considering making a community for this sort of thing, just not sure how used it will be

My last 2 weeks have been a bit rough:

first there was an insurance issue I am still dealing with because my employer failed to submit relevant information on time. Payment will be effective only after employer submits correct information.

Then my employer claimed that someone had seen me using my cell phone while at work (theoretically, that’s not allowed, but everyone checks the time now and then, and normally it doesn’t affect the quality of the work). They claimed this happened eight weeks ago. I simply replied that I couldn’t remember anything like that.

This week I received a ticket from the transportation authority, where they claim I boarded a ship without a valid ticket, something I am appealing. I’ve never done this before but my friends are helping me. It's not so much about the amount as it is about the feeling of being trampled on. I even showed the employee a copy of my ticket I had on my phone with my whole name, address and price I paid, but he ignored it. I already sent my side of the story to the authority and I’m waiting for an answer.

The thought of being forced to pay for a ticket I paid and showed as a copy of weighs heavily on me. I know I shouldn’t give it more importance that it deserves, but they way that employee treated me, the employee ignoring me, my explanations and the copy I had on my phone gives me an eerie feeling of injustice, that something is broken. I’ve been using that boat for 5 years and never had such an issue before.

If you are more resilient than me, how? I feel lost and as much as I’d like to forget about it I flash back to it, I cannot concentrate and I’m not sleeping very well.

I'd like to be stronger but I'm not.

I've had this question in the back of my mind for a long time now.

A unpopular opinion I often hear is "I actually like [insert usually dislike stuff]" and vice versa. I think this kind of take is way more common than most people believe for the sole fact that people in general have various taste.

Hi. It's my first time posting here. I still couldn't find alternatives for the following subreddits. r/prettygirls r/soccer r/rklb r/leagueoflegends to say the least. Could you help me?

Seriously, who needs to record someone without the knowledge of the person being recorded? That's a big red flag, a perverted character, there's no other explanation. Creepy Mark Zuckerberg allowed other creepy characters to share personal moments with him.

Tried four separate search engines. Was looking for news articles or any other statements regarding trump’s activity and statemnts after 9/11. I distinctly remember him commenting about how he now had the “tallest building in Manhattan” or some such arrogant and callous lies rather quickly following the event.

But it seems pretty difficult to find ways to bracket dates on search engines, and even the ones that I could do so, the search results were partially “poisoned” by sites deliberately returning current information post-dated to the date range I was looking for. But all the results that would have been readily returned say a decade or more ago are gone. They don’t even show up.

Where did it all go?

All history was a palimpsest, scraped clean and reinscribed exactly as often as was necessary. In no case would it have been possible, once the deed was done, to prove that any falsification had taken place. - Orwell: 1984

Edit: not trying to be unthankful for the help, I know there are plenty of current articles referencing what he said 25 years ago, but I was looking for the actual article from a first-hand source in 2001-2 when he actually said it.

Basically the title. If someone can point me to a list of Lemmy and/or Piefed instances, that would be great! I’m looking for instances that forbid training AI on posts, use some kind of technology that makes AI training harder, or have at least promised to never train AI on users’ posts themselves. Or if you’re on an instance that has taken a stance like that, I’d love to hear about it.