Withdrawing cash from the ATM is subjected to additional fees (even if you have a "feeless" card, there are other charges). Depending on the ATM in question, there's DCC meaning it shows up a prompt whether to accept the ATM's flat rate for conversion or continue without DCC (your bank is handling forex instead). There are alternatives such as Wise or Revolut (for multi-currency accounts).

Currency exchanges are a mixed bag (NEVER USE THE ONES AT AIRPORTS AS THEY RIP YOU OFF). You can go contactless throughout the entire trip (but at least have physical money on hand, in case). You get a smaller cut from the "market" rate referenced online. For instance: if you exchanged $1000 (861€) for Euros, you receive 795€ depending on the place, why is money lost upon conversion?

Also, expensive currencies I've encountered whilst traveling are: UAE Dirham & Kuwaiti Dinar for example since I have a rough idea on how much to withdraw (in order to not exceed my balance). Getting AED 1000 (234€ / $272) is expensive despite using a card without forex fees. That came out as a single bill upon being withdrawn from an ATM in Dubai, will stores accept it for small transactions?

Have you traveled abroad and withdrawn cash where it only consists of one bill (the highest denomination) due to how valuable the currency is (i.e. Omani Rial)? Or the reverse, withdrawn cash where it ends up being a reasonable stack due the currency's value being shit (inflated) like Vietnamese Dong? The reason why Japan is popular for travelers besides anime is the Yen's value has gotten weaker.

Prompted by news about the Dutch central bank (DNB) moving gold reserves out of the US & Canada https://www.bbc.com/news/articles/cvgyn8q8gqxo

I assumed the European Central Bank bears the responsibility for the Euro, interest rates, etc. So why do member state central banks need gold reserves, or even still exist?

Here's mine in order of usage:

👍🎉💖😂✅🙃🙂😔🤔🧐🫠💪🙀😑🫪

A tornado spawned essentially on top of my house in June and applied enough torque to fuck up my foundation. One corner of my house is coming off now. I'm fighting my homeowners insurance to cover it and I have a foundation expert coming out tomorrow to give me estimates for the costs of repairs. My cousin from ohio knows all about real estate, so he gave me and my mom so many tips for how to get the insurance to cover it. I requested a new adjuster for a second opinion yesterday and one should be contacting me next week.

This whole thing has me freaking out and more severe storms have rolled through and made it worse. The whole right side of my house has shifted on top of the one corner coming off. Found more cracks in the wall of the finished basement today. We had a crazy storm yesterday, which probably cause the cracks.

As the title. Why are some things allowed, e.g. the modifications to the wh east wing, while others are halted e.g. some states redistricting plan?

Also, why is the law so weak as to be frequently weilded as a strategic weapon/ shield if youre sufficiently well connected? Same can be asked of religion, actually.

Hi all,

I am looking into ultrastar (singstar alternative)

Is there an easy way, to start with a proper Library without doing all the editing work myself? Sailing is not a problem, but I can't find anything that still works.

Can someone point me in the right direction?

For example:

Recently I discarded all of the Harry Potter movies that I've had in my collection. I had the mainline ones and two of the three Fantastic Beasts films. But, as much as I have liked the visual representation of what the films projected, I didn't feel that they were faithful adaptations. Because they changed too much for my liking.

Instead, I prefer the books because they do have better character representation than the uneven scaling of how the characters are in the movies. That's what I found important than anything else between book and film. If anyone were to ask me as to what exactly is the best way to get into Harry Potter, I would say the books, because they're going to get mislead by what the movies project. Is it the best optimal experience of the universe established.

It seems that UAE is literally nothing but high rises or skyscrapers (basically the same with Bahrain, Kuwait, Saudi Arabia or Qatar) while Oman has none of that (since most of the infrastructure is marble white or using bright colors contrasting the sun), though they're on an even playing field when speaking about their wealth. Is it because Oman has a different approach on how they spend their money or retain cultural heritage?

Just gonna say it, back in like 2019-2023, I was EXTREMELY pro AI. I messed around with OpenAI's playground thing, messed around with that Dall-E Mini/craiyon thing, and was one of the first to hop on ChatGPT when it came out.

I had this really dumb opinion that it's just fun stuff to mess around with! This isn't gonna do any real harm! Thinking, stupidly, that most people wouldn't use it to like replace writers or just do their work for them.

It was around 2024 I became a lot more skeptical of it. I kept seeing slop art in like local restaurants and even this one club I used to hit up that I absolutely don't anymore. And the amount of time people say "I asked ChatGPT" drives me up the wall.

Like are you third partying your thinking!? And seeing it just dominate Facebook, Reddit, Twitter, and TikTok also made me begin to lose it. It was literally the Dead Internet Theory becoming a fact. I felt like such an idiot for being pro-AI and thinking people would use it wisely.

That said, I'm not exactly anti-AI, to be fair. I have local LLM models on my computer running through LMStudio if I ever have want or need of these chatbots. It makes it way harder to use it and my poor gaming laptop screams for mercy every time I want to use Qwen, so I dunno.

I guess I'd say I'm AI-Skeptical and leaning more toward negative. But this isn't about me, it's about you. What do you feel about generative AI?

Having recently seen the first trilogy among Nolan's works, I wonder what opinions you hold about the movies in general. Seeing that I'm quite late to the party, I expect some strong and mature takes in the comments, but you are still free to voice any opinion you may have.

Main focus is remain focused

Example: Old people often complain about young people not having "basic knowledge" and say that younger generations know and understand less of the world than they do.

I heard that back in the days, people used to just go when their work was done on the farms and there was no concept of 9-5 (these days seem 24 hours work). There used to be a lot of holidays. Is that true? If it is, then given the abundance in technology, why our work hours increased and why do we have such weird lives that we live to work?

I'm seeing Britney, Bill Nye, and Boy Meets World. . . Everywhere!

I have a '79 corvette with <90k miles. I love it, but I don't drive it. I would like to sell it, ideally to someone else who will both love and drive it. I don't want to use Facebook and I live in a rural area. Is there another good option?

The world is considering renaming United States on their maps. As the indigenous people discovered and explored the land thousands of years before the first Europeans, it's fitting that they should do it. Many nations made up the area. Is there any name that would be representitive of all?