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under trump 1, my loan repayments were paused while i continued to accrue credit for public service loan forgiveness. to be clear, i fulfilled the terms of my original promissory note/contract that were 15+ years old. i never received any relief from those absolutely dogshit terms, despite always being a good paperwork boy and acting in good faith. i have nothing but venom for the servicers.
under biden, i reached my 10 years and been filing updates with the servicer/DoE every year along the way, but due to the completely bungled court case, my forgiveness was partial and frozen. i didn't have to make payments, but it just sat there for literally 2+ years as id periodically get irrelevant but worrying emails of payments restarting or to update my contact info while the DoE took over the public service loan forgiveness program from the SECOND failed private loan servicer. not to mention, it just say on my credit report like an anvil.
i assumed i would be cooked when trump was elected, but in the days after his inauguration, my loan was finally approved as discharged and removed from my credit report.
im not trying to say trump is a better steward of the administrative state, but key biden people and the overall policy of that administration on student loans were objectively abysmal and i am certain there was a directive to play politics with the forgiveness program by sitting on loans already qualified for discharge to scare us into supporting biden+kopmala's vision for empire.
jokes on them PSL lmao!