oh. go get a therapist--not physical; mental. they're insanely expensive, but you can spend the next three months shopping around and by the new year you'll have found someone you like!
this post was submitted on 21 Sep 2024
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Asklemmy
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Get your ears cleaned at an ent. Go to a dermatologist and get a facial. Go to a pediatrist and get a mani/pedi.
Really sucks that dental doesnβt count as medical.
Mole map
I'd double- and triple-check the small print.
They'll find a way to still charge you.
Colonoscopy
Hearing aids.
My health insurance denied covering my vasectomy so i put it off. Later that year i was in an accident and hit my max out of pocket pretty quick. I called up my doctor and had them resubmit the preauthorization. got it covered at 100%
I'm still pretty pissed that sterilization for women is covered at 100% under my plan but not for men. (It should be both 100% imo)
It goes the opposite way for wanting to reproduce, too. That is, myself and my wife decided we would try to start a family, and she's apparently fine, but something isn't working on my side of things. (Her doc even said "Don't worry about it, men tend to be an easy fix.")
There's a million programs and special coverages and stuff for women's fertility, but all I asked is "Hey can we just diagnose what's wrong with me? I don't want super-swimmer-syrum or something I just wanna know."
They refuse to consider it urology or any kind of "men's health", and keep wanting to rule as "fertility treatment" which conveniently isn't covered.
Men's reproductive rights aren't even on the radar.
Knee brace.
Idk? Boob job? Dental work? Extra set of arms? I wouldnβt know
It's the US, so dental isn't included
Wait, what? You guys are paying all that for insurance and it doesn't always include dental? Like the main reason I wanted to be on health insurance here in Canada was for dental and prescriptions. I've been on some of the crappiest insurance plans here and they all include dental.
It never counts dentalπ’. Dental industry is fighting like hell to stay separate. Our dentists want bigger cuts which is why they only cover 50%
Man I live in a country with socialized healthcare and we don't get dental either. Or vision.
There are private insurance providers who offer both. But they ONLY offer services to employers and I've never had a company offer such a benefit. Because you don't need luxury bones to work and any employer who makes you work with a screen is already forced to cover up to some sum every year or every few years (I don't remember) spent on glasses. And there's little point in all the other coverage because it's already free.
I'm this close to starting my own company so I could offer myself dental...
Teeth are luxury bones.
Health, vision, and dental are all separate in the US.
Dental and vision are never included in US health insurance and operate on a totally different confusing insurance framework. They're only available through separate plans and have their own deductables and terms. But unlike health insurance the premiums are generally orders of magnitude lower for both vision and dental.
The problem I've had is that the maximum benefit is typically in the range of $2k-$3k/yr for dental which is quickly hit if you have any oral surgery needs. Unlike with healthcare I don't feel ripped off when paying for dental/vision since the few hundred dollars per year covers preventative care visits too.
Do every test available for prevention and prophylaxis.
Get your general practitioner to do a full health check, ECG, EEG, cardiac ultrasound, a full blood panel, bloodpressure, pulmonary function, skin cancer prevention ect.
Schedule a gastroscopy and colonoscopy.
Check in with an urologist to get your prostate and urinary tract checked.
If you can, get a full body scan. Either PET or MRI.
Nearly every serious disease or health issue is easier prevented or treated when caught before it casues real issues.
Every cancer there is, has a better outcome and is easier treated when found early. Most of them are silent until very late in the game.
This is something I would recommend to anyone: Take advantage of every preventative messure or examination that is available to you!
There is no illness that you can detect too early.
Guess I'll die
Until the insurance decides they're not covering it for some reason and OP is stuck with the bill.
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To your "edit" point: Don't take a handful of downvotes personally; it's pretty easy to do accidentally on mobile so they may have been unintentional
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Any minor physical pains? Could see a physical therapist. If you use a computer a lot, your posture might be bad and it helps a lot!
What you mean is, your HMO has had to dust off the "not medically necessary" stamp.
Get prohibitive dental work. My teeth are fucked from no fluoride in the water when I was a kid, so I always have more work needed.
Lol dental work isn't covered under health insurance. Teeth are luxury bones that only the rich are allowed to keep!
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Do you snore? Get a sleep study and a CPAP - thats pricy! Need a colonoscopy? Gel shots in your knees? Any family histories that would warrant testing for cancer markers?
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