this post was submitted on 12 Apr 2024
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[–] [email protected] 207 points 7 months ago* (last edited 7 months ago) (10 children)

We really need to start eating the parasites that talk like this. This fucking shit stain has never worked a day in it's pathetic little life.

Ramsey was born in Antioch, Tennessee, to real estate developers.[2] He attended Antioch High School where he played ice hockey. At age 18, Ramsey took the real estate exam[2] and began selling property, working through college at The University of Tennessee, Knoxville,[2] where he earned a Bachelor of Science degree in Finance and Real Estate.[3]

Daddy gave him all he's got and yet it's my fault my dad was a poor artist and died young?

eat my whole asshole Ramsey

[–] [email protected] 78 points 7 months ago

Yeah, that bio screams, "I've taken the easiest path available at every step in my life."

[–] [email protected] 38 points 7 months ago (1 children)

It's always people born to wealth who feel the most entitlement.

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[–] [email protected] 152 points 7 months ago (11 children)

However, the upheaval millennials and Gen Z have faced may soon be behind them. The former is expected to become the “richest generation in history,” courtesy of a $90 trillion great wealth transfer in the coming decades, while younger consumers generally say they’re feeling more optimistic about their financial futures.

Don't worry, eventually your parents will die and you'll be able to live in the whole house not just the basement.

[–] [email protected] 114 points 7 months ago (2 children)

$90 trillion great wealth transfer. As if that money is going into the hands of people who aren’t already obscenely wealthy to begin with.

[–] [email protected] 35 points 7 months ago* (last edited 7 months ago)

Also the the boomers with any wealth are going to live a lot longer. My boomer mom’s mom was 91 when she died, the only reason my mom is solvent is because she inherited and sold grandma’s house.

If my mom lives that long I’ll be in my mid 60s and my brother in his 50s. I’m a late Gen Xer btw.

So the timeline is at least 15-20 more years.

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[–] [email protected] 65 points 7 months ago* (last edited 7 months ago) (3 children)

This is what neoliberalism and capitalism wants the younger generations to believe, but a large percentage of that wealth will be stolen via health care and similar predatory, exploitative systems.

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[–] [email protected] 46 points 7 months ago

Yeah, nah.

That wealth isn’t fairly distributed. The children of rich parents will be richer, the rest of us will be worse off.

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[–] [email protected] 91 points 7 months ago (1 children)

Dave Ramsey sounds like someone who has forgotten what happened last time.

[–] [email protected] 55 points 7 months ago* (last edited 7 months ago) (4 children)

They haven't forgotten. They bought the cops. Now what do we do?

ACAB.

Pitchforks to dinner forks.

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[–] [email protected] 83 points 7 months ago (2 children)

This guy was born into a wealthy family and acts like he earned it all

[–] [email protected] 32 points 7 months ago

They always do. Its frustrating and disgusting.

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[–] [email protected] 78 points 7 months ago (5 children)

I've been sick of him from the first moment I met an adherent. I mentioned how I like to avoid debt and pay it down early and the person said "Oh, so you listen to Dave Ramsey?" I confessed to having no idea who they were talking about, and they swore that I was being obtuse because I couldn't have come up with "interest sucks" on my own.

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[–] [email protected] 76 points 7 months ago (1 children)

Dave Ramsey can fuck himself. This is the same idiot that says you should give 10% of your money as tithe so that an invisible sky daddy doesn't send you to hell to burn for eternity.

[–] [email protected] 33 points 7 months ago (5 children)

While sitting on a golden throne he made from daddies money telling other's how to live.

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[–] [email protected] 71 points 7 months ago (2 children)
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[–] [email protected] 66 points 7 months ago (31 children)

We should teach the millionaires to fear again

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[–] [email protected] 65 points 7 months ago (1 children)

It's not that they don't work, it's that their employers (boomers own the companies) don't want to pay them

[–] [email protected] 47 points 7 months ago (1 children)

He knows this. I used to listen to his show. And in all my time listening to him, he never took on a caller who was making nine bucks an hour and struggling to make ends meet. His most frequent type of caller is a straight late twenties couple who make $140k a year, who owe maybe $25k in credit cards, and whose obvious answer to fixing the problem is to sell the thousand dollar car payment for something more basic and eat out less often. Because he knows if minimum wage workers get past the screeners, there's nothing he can do to help. That's a systemic problem and he knows he's part of it. What's he gonna tell them? Go get a better job? Cool. If everyone does that, there won't be any of those jobs for 90% of them, one, and two, there won't be anyone working those important low wage jobs. Someone's gotta flip the burgers. Someone's gotta stock the shelves. The problem is systemic. And the answer is fuck the rich.

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[–] [email protected] 61 points 7 months ago

It's not that I've been dealt a losing hand, it's that my generation wasn't dealt a hand at all, and were cussed out when we asked why the dealer left us out.... Then they told us we lost the game because we were too lazy to buy our own cards to use, even though that's not how Poker works.

[–] [email protected] 56 points 7 months ago (2 children)

I lost all respect for Ramsey when I came across a video of him saying he wouldn't take a 0% interest million dollar loan. His opinions on finance are outrageous and dumb.

[–] [email protected] 31 points 7 months ago (15 children)

His whole thing is being anti-debt which is probably good for some people, but some people already have no debt

[–] [email protected] 26 points 7 months ago (4 children)

Yea. I have managed to never carried debt. Without that, what’s this guy got to offer me? In fact, the only thing the guy has to offer is the simplest financial advice there is: spend less than you earn.

But then a poor person comes along and says they can’t and his only advice is ‘earn more money’. Because it’s that easy, obv.

The guy is an out of touch chode who had some privileged upper middle class kid think he was the financial messiah once for saying ‘use a budget’ and let that go to his head.

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[–] [email protected] 56 points 7 months ago (2 children)

What is so bad about living with your parents? That's still the norm in many parts of the world. For some reason western countries, and especially America, have exaggerated the benefits of being financially independent, as if shared resources were some kind of failure.

I beg to differ. The only people who lose when we share resources are the capitalists.

I've got a few friends in their thirties who live with their parents and the whole family is very happy. And although my kids are only six and three, I can't imagine any reason why I wouldn't want them to continue living in my house for as long as they needed support.

We all need support. It's not a shame. It's an asset more valuable than property, imho.

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[–] [email protected] 51 points 7 months ago (3 children)

I'm a gen x, and I don't want to work. I mean really, who does? Who would rather work than spend time with their family and/or see the world? I work because I have to to survive.

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[–] [email protected] 45 points 7 months ago

Dave "I fire people that have sex out of wedlock" Ramsey? Who cares what that religious nut have to say?

[–] [email protected] 44 points 7 months ago (6 children)

Dave Ramsey is one of those guys where you have to eat the fish but leave the bones.

A lot of what he teaches is really great, practical advice--aimed at people who really might not understand financial basics.

Things like budgeting, saving, investing in mutual funds, and avoiding debt like the plague. That's all fantastic financial advice. The whole "borrower is servant to the lender stuff pulled right out of the Bible is stuff that most on here would agree with. Debt is a way to force people into financial serfdom.

But occasionally he says stupid shit like this. And maybe it's taken out of context, but probably not. He always has advocated busting your ass to get out of debt and start saving. He calls it getting "gazelle" intense about it(basically saying banks, lenders, etc are lions trying to kill you). Again, not too far off from whatost people agree with.

So, he's advocated getting multiple jobs if you need to until you can right your financial ship.

But he's also an proponent of advocating for yourself and getting better jobs and ditching the second job as soon as you can. So I dunno. He says dumb stuff but he's also pretty practical overall. Like I said eat the fish, leave the bones.

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[–] [email protected] 44 points 7 months ago (4 children)

You aren't working your way into home ownership in many cases unless you also work your way into a different locality as well.

I bought my small 2x2 condo for around 500k in 2020, it's now worth ~800k. Housing inflation is out of fucking control.

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[–] [email protected] 44 points 7 months ago (2 children)

"fiance guru" isn't a real job. Fight me.

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[–] [email protected] 43 points 7 months ago (4 children)
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[–] [email protected] 41 points 7 months ago (1 children)

I'm a Boomer myself (born in 1964) and this maybe the first legitimate occasion I've had to say "Okay, Boomer."

Out of touch.

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[–] [email protected] 38 points 7 months ago

God this guy is so out of touch

[–] [email protected] 38 points 7 months ago

I work 60 hours a week and had to move an hour outside the city to find a townhouse I could afford. And I'm one of the lucky ones.

[–] [email protected] 36 points 7 months ago (1 children)

Dave Ramsey is a joke. Anyone who knows the basics of personal finance knows he has no idea what he's talking about and gives advice that is downright statistically incorrect (e.g. his 8% rule nonsense).

[–] [email protected] 30 points 7 months ago

Yes, and that's just the start. He preaches against bankruptcy, but he himself declared bankruptcy in 1988. He claims Christianity but has been sued by female ex-employees (one was fired for being pregnant by a guy she was not married to, another was fired for coming out as gay) and is a fully batshit insane covid denier.

And while he preaches this "nObOdY wAnTs To WoRk AnYmOrE" shit, Wikipedia lists his personal value at $55 million as of 2018, which, presumably, he would never have been able to get near if he'd repaid his own debts back in 1988 instead of declaring bankruptcy like the hypocritical fuck he is.

[–] [email protected] 34 points 7 months ago* (last edited 7 months ago) (8 children)

Broadly, I wonder if these folks have no memory for how they were regarded.

The silent generation was broadly characterized as all being lazy beatniks.

The boomers were all characterized as being lazy hippies.

Of course gen xers, millennials, and z have all had their turn.

Every generation broadly bemoans the laziness of the young generation. I recall reading someone who sampled media going back to 19th century, repeatedly finding the "young folks are lazy" rhetoric that is always present.

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[–] [email protected] 33 points 7 months ago

Yeah bruh, a 1500sf house in my hood costs $1.4M. You can get a tear down for like maybe $900K.

[–] [email protected] 33 points 7 months ago

Go fuck yourself dave

[–] [email protected] 32 points 7 months ago

I work 9 hours a day you fuck.

[–] [email protected] 29 points 7 months ago (3 children)

I hereby encourage anyone encountering him to slam him as well.

Literally though. If possible, off the top of a cage and through a table, but at least a decent scoop slam.

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[–] [email protected] 29 points 7 months ago (1 children)

Dave Ramsey is a shitheel. His attitude toward money is obsessive and not compatible with healthy relationships or families. I would not be surprised if he were to die completely alone and unloved.

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[–] [email protected] 28 points 7 months ago

Dave Ramsey hates poor people. It’s my opinion that they remind him that his math doesn’t make sense.

[–] [email protected] 27 points 7 months ago* (last edited 7 months ago) (6 children)

What he actually means:

They need to start taking out loans so I can continue to make easy money.

It's people like this that have rotted our societies. They want all our wealth to be stretched out in easy to target debt.

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