For 3d printing for miniatures and such, you definitely want to get a resin 3D printer. FDM (filament deposition manufacture) just doesn't have the level of detail and the lack of visible layers that you need for miniatures and such.
I'm pretty sure there must be really good stuff for $300 right now, I remember that some years ago people were amazed at the performance of the Elegoo Mars around that price point, one of the first truly affordable and good resin printers.
~~AFAIK, the resin is a hazard, but mostly to touch and ingestion, not to breathing, so if you use gloves, goggles, and don't lick your gloves, I think you're fine~~. Edit: ignore strikethrough and listen to the answer below by beloved comrade @JoeByeThen
Resin printers need the wash after the print to remove the leftover liquid resin, and possibly the extra UV cure. It does take up some extra space because you need the washing thing for the prints after they're out of the printer, and possibly also a UV curing chamber, but it shouldn't take more than half a normal desk altogether, definitely doable.
If you're concerned about the quality of the finish of resin 3D prints, I'm sure you can find a local club or business which will gladly accept money in exchange for prints. I'd give it a try and get some finished prints before buying a printer!