I usually just refer to them as having "more money than brains"....

At the gym, I call them "Resolutioners," and they usually only last til February.

"All the gear, no idea."

richginners, P2W hobbyists, hof-rince's.

Whales. Although whales applies to people who just spend a ton of money regardless of experience.

Isn't that just a noob?

This word already exist.

When I skated we called them posers.

I had a coworker who was a sneaker head (traded in limited edition shoes). They called people who bought bad deals or was generally inexpirenced "Timmys" because the persons orders looked like a kid with their parents credit card.

Where I'm from, it's called a showbag because it looks expensive but there's nothing inside. All the gear; no talent.

We see this a lot with skiing. I grew up working at mountains to afford it and my equipment is decent.

Then Joey (not sure where the name originated) will bomb past you on $5000 worth of equipment and end up in traction after wiping out on the first icy patch they see.

So the word we use is a Joey.

In the cycling community, we call them “dentists”.

Warhammerers?

The initial buy-in, especially at a Games Workshop/ Warhammer store is astronomical.

You'll need paintbrushes to start - here, try these, the most expensive paintbrushes you'll ever buy. And paints too, how about our mindboggling range of expensive paints?

When I took up mini painting again as an adult, with dirt-cheap acrylic paints and brushes, and achieved far better results than I ever did as a kid with the "proper" stuff, it was a real eye-opener.

Payforwinners.

But yes, if it doesn't specifically hurt the community, then prob don't gatekeep.

Invited a new guy to MTG Commander night. Showed up with a deck full of expensive cardboard because a deck he found online had all of them. Cool dude and still plays with us with more reasonably priced cardboard now.

In RuneScape it's a choob

Tourists.

all the gear and no idea

fast pass tourists

In cycling, this person is called Fred or sometimes Dentist.

IDK. When I pick up a new hobby I try and go mid tier. I'm not going to buy the 1000 dollar gear but also not the 50 dollar gear.

Though I did go and buy a way too expensive camera a few years ago. But it was more a return to a hobby than a new one. Don't regret the purchase, don't plan on upgrading any time soon.

In Emergency Medical Services (EMS) we have a name for them. "Wackers" or "Buffs" both being masturbatory references.

I'm kind of surprised nobody has suggested "tryhard".

The opulent newb.

Pay to fail

All the gear, no idea