Are people paying student loans? (hexbear.net)

submitted 2 years ago by [email protected] to c/[email protected]

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My partner and I have about 60k in student loans and haven’t been paying even though they started back in October. I’m waiting to see if maybe we just shouldn’t. I remember there being chatter about how Nelnet and other loan holders had like laid off a bunch of people during the pause and hadn’t hired them back, and the system is overloaded and fucked, and how are people suddenly going to pay a big monthly expense anyway, etc etc. But if people were to not pay them, I feel like the media would not want to perpetuate that narrative and build it into something real by spreading the word so to speak. So I don’t know if there’s a way to gauge is people are actually paying them? Does anyone know?

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[-] [email protected] 10 points 2 years ago* (last edited 2 years ago)

You should get on IDR and make payments. If your income is low enough, you won't have to pay anything, and even if it's a bit higher than that, you're payments should be manageable.

this post was submitted on 07 Jan 2024

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