view the rest of the comments
Europe
News and information from Europe 🇪🇺
(Current banner: La Mancha, Spain. Feel free to post submissions for banner images.)
Rules (2024-08-30)
- This is an English-language community. Comments should be in English. Posts can link to non-English news sources when providing a full-text translation in the post description. Automated translations are fine, as long as they don't overly distort the content.
- No links to misinformation or commercial advertising. When you post outdated/historic articles, add the year of publication to the post title. Infographics must include a source and a year of creation; if possible, also provide a link to the source.
- Be kind to each other, and argue in good faith. Don't post direct insults nor disrespectful and condescending comments. Don't troll nor incite hatred. Don't look for novel argumentation strategies at Wikipedia's List of fallacies.
- No bigotry, sexism, racism, antisemitism, islamophobia, dehumanization of minorities, or glorification of National Socialism. We follow German law; don't question the statehood of Israel.
- Be the signal, not the noise: Strive to post insightful comments. Add "/s" when you're being sarcastic (and don't use it to break rule no. 3).
- If you link to paywalled information, please provide also a link to a freely available archived version. Alternatively, try to find a different source.
- Light-hearted content, memes, and posts about your European everyday belong in other communities.
- Don't evade bans. If we notice ban evasion, that will result in a permanent ban for all the accounts we can associate with you.
- No posts linking to speculative reporting about ongoing events with unclear backgrounds. Please wait at least 12 hours. (E.g., do not post breathless reporting on an ongoing terror attack.)
- Always provide context with posts: Don't post uncontextualized images or videos, and don't start discussions without giving some context first.
(This list may get expanded as necessary.)
Posts that link to the following sources will be removed
- on any topic: Al Mayadeen, brusselssignal:eu, citjourno:com, europesays:com, Breitbart, Daily Caller, Fox, GB News, geo-trends:eu, news-pravda:com, OAN, RT, sociable:co, any AI slop sites (when in doubt please look for a credible imprint/about page), change:org (for privacy reasons), archive:is,ph,today (their JS DDoS websites)
- on Middle-East topics: Al Jazeera
- on Hungary: Euronews
Unless they're the only sources, please also avoid The Sun, Daily Mail, any "thinktank" type organization, and non-Lemmy social media (incl. Substack). Don't link to Twitter directly, instead use xcancel.com. For Reddit, use old:reddit:com
(Lists may get expanded as necessary.)
Ban lengths, etc.
We will use some leeway to decide whether to remove a comment.
If need be, there are also bans: 3 days for lighter offenses, 7 or 14 days for bigger offenses, and permanent bans for people who don't show any willingness to participate productively. If we think the ban reason is obvious, we may not specifically write to you.
If you want to protest a removal or ban, feel free to write privately to the admin that applied the rule (check modlog first to find who was it.)
If you are already invested, than you do not have spare money to buy a dip. If you do have spare money, your investment strategy is questionable.
2 rules everybody should know:
Huh? You invest x% of your income each month. You don't have next month's money today, so nothing questionable about it.
If the market crashes, you keep buying each month, so you profit when it goes back up.
Sorry I don't really understand. Isn't that what I am saying?
It's not. Your initial paragraph only makes sense if everything happens in the same point in time. When this bubble bursts it will start a market crash that spans multiple years, not a one time thing that you have to buy into today or miss it.
I think this is a misunderstanding. I am talking about "extra money", that you should not have available to but a potential dip. Instead you ignore the ups and downs but invest each month (or whatever your rhythm is). The key point here is that you cannot time the market.
Someone made a game out of this:
https://beatthecouch.com/
You're trying to beat the couch by supposedly in an informed way selling and buying from the S&P500. The couch just holds its money in the S&P500 and does nothing. Only about 10% of players outperform the couch.
It's made with real data from the last ~ 100 years but only shows you the trend of the price, not the years.
Beating the market is easy though, you just need some insider information.
That's brilliant, I have to play it
My investment strategy over the last two decades was to buy something when its down, forget about it (and so don't get frustrated when it sunk even deeper after buying), stumble over the investment > 5 years later and be happy about the accumulated money. Surprisingly it worked quiet well so far...
I invest a few tens of euros a month, and I actively try to buy low. So far I've managed to buy quite a few dips, and in ~15 months i've gained 14.84%. The total sum of money i've invested is not much, but it has been consistent
The MSCI World made 28.49 in the last 15 months
If you invested 100% of the money 15 months ago, not when you invested every month for 15 months.
Sure, but how am I supposed to compare someone's personal 14% then? The number does not tell us anything. Even if OP made a fortune - he was just lucky then.
I don't want to invest in a global fund, I invest based on my own values