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Couple left with $200k bill after baby born in US
(www.bbc.co.uk)
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And that’s basically it!
After 7 years without any payment, most debt including medical debt and standard loans are discharged. The non-payment is key. Even sending a cent will restart the obligation to that debt
If the debt is large enough, the companies will use a myriad of tricks to keep the debt alive long after it is supposed to expire.
Like what?
They will actually make a payment in your name to the account and that will keep the debt alive for at least a year or two.
That would be fraud. I'm sure it happens, and it's going to be hard to prove it did. This whole system is undoubtedly rotten, and I'm not excusing any part of it.