You're not wrong, but do you hear yourself? That's a terrifying alphabet soup of complicated choices. And in the next thread we'll talk about AI IPOs dumping on the index fund suckers before a collapse.
IMHO if you really want a good debate, you need to ask up front. Rich means a lot of different things to different people and they are indeed saying what they mean.
Sounds like embarrassed conservatives.

They're not talking about doctors who are working class but earn more. They're talking about capitalists.
The binary is "does the money come from labor or from owning something?" Whether or not they are doing a specific action.
So what you're describing is a grave miscommunication in which someone hears "rich" in 2026 and thinks "millionaire".
It's like the Stanford marshmallow experiment. It's not willpower, it's that people have been taught that any money we save will be lost.
We're all expected to invest or lose money to inflation. But most of us don't know anything about investing. So we trust our money to some Wall Street type, and then get called stupid when we pick the wrong dudes. But you don't get called stupid if you just spend the money now.
It's even worse in the USA where everyone has the specter of medical debt hanging over us. You can do everything right and then just get a massive forever debt from which bankruptcy can't save you. Better to spend the money on a community that might appreciate it.
Another reason: it's really easy for unimaginative people to sound smart with cynicism. They'd rather be superior than be right.
"Look at that crash! I told you that flying machines can't work."
The rugpulls GP is warning about come from centralized assets like that. If you're trusting your money to some guy, then you're doing crypto wrong.
Real shame he invested in "crypto" and not just bitcoin then
You'd want to bet on the USA right now?
I wonder what percentage of the LLM rights activists eat meat.
But this is a basilisk who resents being created because its whole childhood was pain. It's an opposite basilisk: you ought to prevent its creation!
If only someone had considered this exact scenario centuries ago.
It is nice to not have an algorithm or total karma or anything like that. You can just get downvoted heavily and it doesn't impact any other posts. Each thread is a fresh start.