larger merchants, like a national restaurant chain, absolutely do not pay 3% in fees per transaction. it's the small, independents who pay those rates through their merchant accounts that are hitting the 3% on interchange fees. large retailers have more leverage and their rates are more like 1-1.5%

bragging about Bitcoin transaction fees going down is like bragging about how a heroin dealer "really hooked it up" for their clients because they switched from baby powder to simulac. it's all a gimmick for criminals, grifters and the all-day suckers that are collecting this fake computer money.