this post was submitted on 16 May 2025
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You went to school, got the degree, and accepted the terms of the loans. Welcome to adulthood.
Ah yes, the I suffered so should you argument
No it is more an argument of responsibility. Many students didn't go to college because they researched how much it costs, the terms of the loans, and made the decision they could not afford it. These are the people being cheated and I don't support that.
What happens if your school loses accreditation or you get kicked out for protesting in the wrong way?
Ooo ooo I know this one! That's when you get a letter in the mail saying the feds have taken over your loan, the month payments start being due, and literally no other information. And then you call them and ask where to send payments and they say to send it wherever you had been sending it, seemingly missing the part where they just took over the loan. And then life happens and you realize you haven't made payments. So you call and get the same runaround. And then you call later and give them an address update when you move, ask them about paying, and get treated like you have three heads. And then a few years later you get a very angry letter that the loan is in default. So you call and explain, and the person on the other end treats you like human filth, barely stopping short of using obscenities. So you hang up to let your anger simmer down, call back, and speak with "a manager." Explain the whole thing top to bottom. That's when you find out that when they took over your loan seven years ago, they immediately put it into the delinquent bin even though it was quite fresh at the time. And everyone you've talked to since just assumed you were a deadbeat.
Then you pay off the loan total using a credit card (because it's thousands of dollars and you're broke) and pay the interest again.
Well that was a depressing read
If it makes you feel any better, this all happened 20+ years ago.
Thank you for expanding on that, sorry you had to go through that even if it was a lifetime ago. Just trying to remind OP that part of adulthood is getting screwed by circumstances beyond your control, regardless of signing things and agreeing to terms.
You're missing the part where, because of federal interest in schooling loans (because the government wants a well-educated population, typically), you have a captive market with colluding loan companies that abuse said federal interest to jack up education prices and interest rates. In other words, you don't have an option but to accept the 'terms' of the predatory loans unless you don't go to college.... except the federal government wants you to go to college.
So student loan forgiveness is basically the federal government yanking the collusion back and going "no, they pay off the loan and a REASONABLE AMOUNT OF DEBT, and the rest of the absurdity you're trying to shovel gets canceled because it should have never been tried in the first place."
And then conservatives whine and cry about their tax money going to 'paying off student loans" because conservatives are idiots that can't comprehend why a rich person would lie to them.
Your education has nothing to do with societal expectations, political parties, or the evils of capitalism. You made a choice, gave your word, and entered into an agreement. Honor your agreement.
The point is that you DIDN'T make a choice, because you were colluded against. Why so much focus on honoring your agreement, when they aren't honoring their agreements?