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this post was submitted on 13 Dec 2024
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This is why it pays to have even shitty insurance guys!
Me:
Emergency room co-pay: $150
8 days in the hospital + open heart surgery from the head of the department: $100
All the drugs and oxygen bottles I could carry: $100
4 weeks later, my company gets acquired, my insurance changes, I lose all my doctors, my hospital, and have to start over in a new medical system. I also developed complications.
7 days in the hospital getting fluid drained: $6,500.
That met my yearly out of pocket maximum and evaporated my signing bonus with the new company.
Are you in the US? 6,500 sounds low for 7 days in the hospital.
My share was $6,500. Once I hit that, insurance covered 100%.
Annual out of pocket maximum.
Nice. That's not terrible for American insurance. I've had worse.
Yeah, truly.
When we were uninsured more than twenty years ago, my wife went to an emergency room with horrendous internal pain, waited three hours to see a doctor who prescribed extra-strength Pepto-Bismol and missed what we later learned was the obvious diagnosis of gallstones. The bill was a bit more than three grand.