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[–] 5 points 2 days ago*

My parents saved up for years to get a really nice leather furniture set for the living room and were about to pull the trigger on it when the dog started having seizures.

They took the dog to the vet, and it stayed overnight and kept getting worse. In the meantime, my Mom still had to go to work, and when she got the call that Skippy needed to go to a canine neurologist near her office, she ended up calling my aunt (teacher who was home for the summer) and asked her if she could drive the dog from the vet by the house to the neurologist's office near my Mom's work as a favor.

Turns out dog neurologists are really expensive, but they'd just moved a bunch of money into their spending account to buy furniture so were able to cover it. And now my Aunt thinks my parents can casually drop 10 grand without having to call the bank first. The couch had to wait a few more years.

Skippy wasn't expected to live, but she powered through. That was in 2015, and she's still around. She has Addison's disease and has to have monthly steroid injections on top of daily steroid pills, and stress and separation anxiety are still dangerous for her, but she's a trooper. She's the biggest Chihuahua you'll ever meet due to the steroids, but it's all muscle.

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  • [–] 30 points 3 days ago (13 children)

    Vet prices are absolutely absurd these days. It’s fucking bullshit that they are exploiting people like this. If your response is, “just buy pet insurance”, you are part of the problem. Pet insurance should NEVER have become a thing.

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  • [–] 4 points 2 days ago

    It’s not vets that are the problem. It’s private companies buying up small business vetrinarians and then raising prices at all of their clinics. This is made even easier by the fact that said company also owns all of the drug companies as well.

    My state has a massive vet shortage because of this exact situation. A company came in and bought up all of the small vet clinics in town, those amazing vets left because they weren’t getting paid enough.

    Now we not only have less clinics to choose from, and the ones we can choose from seem like different clinics but are actually the same business, but we also have no interest in professionals living and working here because they wouldn’t make enough.

    Please stop blaming vets for something that is clearly the fault of greedy corporate billionaires.

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  • [–] 11 points 3 days ago* (7 children)

    Seriously, what is the point of pet insurance, when no vet accepts it?

    I am of the opinion that Medicare for All should include pets. No living creature should have to pay for healthcare.

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  • [–] 5 points 2 days ago

    It's hard enough to convince some people that every citizen should get healthcare. Now try to convince them to give healthcare to every living creature.

    All voters require healthcare for themselves. Not all voters have pets though.

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  • [–] 5 points 3 days ago (3 children)

    Nothing wrong with pet insurance being a option. Here many people get it because a random 500€ bill in the wrong month can really fuck you up. Unfortunately older dogs aren't eligible.

    Question is, why are vets increasing their prices? Is there just not enough competition? Insurance alone can't be the answer.

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  • [–] 8 points 3 days ago (1 child)

    why are vets increasing their prices?

    They're getting bought up by PE.

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  • [–] 3 points 2 days ago

    Bingo. The same private-equity machine buying up veterinary practices is increasingly tied to the insurance meant to make those practices affordable. We’ve watched the same consolidation play out in healthcare, housing, and countless other necessities: control the service, raise the price, then sell people the financing or insurance they need to survive it.

    The system increasingly seems designed around one principle: any dollar left in an ordinary person’s pocket is a dollar someone higher up has failed to extract. And the most frustrating part is that, as individuals, there seems to be almost nothing we can do except keep paying.

    This website can help pet owners know which clinics are PE-owned to help make informed decisions regarding veterinary care: https://privateequityvet.org/

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  • [–] 57 points 4 days ago (1 child)

    I had a dog who started throwing up after every meal. The vet initially thought it was pancreatitis, so put her on meds and sent her home. Nothing improved so we took her back and they decided to open her up. They found two athletic headbands and a sock in her digestive tract.

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    [–] 50 points 4 days ago (5 children)

    One of my dogs has insurance because he eats things that aren’t food and I’m very worried about him.

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  • [–] 39 points 4 days ago (4 children)

    Getting it ahead of time is good. Pet insurance still declines for pre-existing conditions and is very liberal on the term.

    One of my cats had pancreatitis and was hospitalized. I didn't have pet insurance and looked into for next time. If he gets pancreatitis again they wouldn't cover it.

    I read horror stories that they consider anything pre-existing. In OP's example if the dog ate another rock it would be pre-existing.

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  • [–] 30 points 3 days ago (3 children)

    Insurance companies don't make money by paying out

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  • [–] 12 points 3 days ago

    That's why insurance is a fucked up system. It's a tension where you need it in case the worst happens, but they try to weasel out of helping you as much as possible and rip you off. In an ideal world insurance wouldn't exist, or at least not work the way it does

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  • [–] 18 points 3 days ago* (4 children)

    i love my dogs and cat and tell them each they have a 1000 deductible. after that it’s the farm. i think the dogs get it. i know the cat is plotting something.

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  • [–] 34 points 4 days ago* (last edited 3 days ago)

    Back in 2018 when vet cost was much lower, we had a 120€ vet bill because our 3 month old dog refused to walk. Turned out she had a mosquito bite on her belly near the left hind leg and she was just being dramatic.

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  • [–] 6 points 3 days ago

    I've held my dog in my lap while my partner drove us to the 24h vet. My job was to hold the thread sticking out of my pup's mouth so he didn't swallow more of it. "How long is a piece of string?" indeed.

    Vet induced vomiting. Pup was fine. String was plenty long.

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  • [–] 14 points 3 days ago (3 children)

    Mine was born with weird knees due to her breed, and needed invasive surgery on both hind legs to fix her ACLs. $6,500 later… she is a happy doggo that can run and jump.

    12/10, would do again.

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    [–] 14 points 3 days ago (1 child)

    My wife's favorite cat has pica. We learned this when she needed emergency surgery to remove a bowel obstruction. For the low price of 6500€ (about $7⁴00 USD), we received a cured kitty and a tangled mass of 38 elastic hair ties. That's only about 170€ per hair tie!

    I had named the cat - Eris. This was inadvertantly my fault.

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  • [–] 20 points 3 days ago

    My cat would like a word. She ate an entire KFC drumstick, bones included. 12 hours at Kitty ER, and $1200.

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  • [–] 10 points 3 days ago

    My cat decided to eat a small dried decorative starfish, it got stuck in the little idiot's throat last year. That was a very expensive emergency vet visit.

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  • [–] 9 points 3 days ago

    It was a corncob, but yes.

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  • [–] 15 points 4 days ago

    Sisters dog ate compost and got ill on Christmas day. We were at a beach holiday house and had to drive 1.5 hrs to the nearest vet. That was not a cheap day for them 😅

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  • [–] 9 points 3 days ago

    "You're the ones who bred us to be dumb!"

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  • [–] 13 points 3 days ago* (5 children)

    Pet insurance is a better deal if you get it on a new healthy baby animal with no preexisting conditions, so they'll cover more of what happens later. Like our kitten, 30 hair ties in stomach, $4500 endoscopy, covered. But our older rescue we knew we'd just have to pay for getting all her teeth out at once and to treat her various other ailments that were already apparent.

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  • [–] 7 points 3 days ago (2 children)

    In my parts pet insurance is basically a scam. They barely cover anything at all.

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  • [–] 9 points 3 days ago*

    Dog had a growth, claims denied. Upon call, second claim is retroactively denied as internal error. Vet sent papers, insurance denies receiving letter. 40 day passes, says they can no longer look into claim. Send to better business bureau, says they can't do anything. Lose $1500.

    Then, cat begins getting sick. We know the rules. We drag them through their internal systems and max out the policy. Cat would probably be dead if we hadn't noticed the growth on our dog first and got acquainted with their bs.

    The reason the denied is due to a speculative remark that growth may have been old. Never ever say something like "it could have been there since he was puppy" only say "we noticed [date within policy]" and keep all communication in a folder on a computer and send emails every 2 days to insurer otherwise they'll respond once a week until the end of the period.

    Fuck Metlife.

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    [–] 1 point 2 days ago

    Insure your pets.

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  • [–] 1 point 2 days ago

    This is my dog. He’s like 12 and he still does this shit. The last one was woodchips and it was like 4500$ I had a panic attack and full on meltdown in the vets office

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  • [–] 1 point 2 days ago

    Dude, I did this as a kid.

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  • [–] 3 points 3 days ago

    Mine just slipped on some ice and tore his cruciate ligament requiring VERY costly surgery.

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  • [–] 3 points 3 days ago

    Nope, my last dog just loved sticking her head through cat doors and pulling it back too fast and giving herself 4 separate ear hematomas. What an idiot. I'd give so much to have another day with that idiot though...

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  • [–] 5 points 3 days ago* (last edited 3 days ago)

    Two family dogs growing up. Smol Westie had no issues besides old dog health stuff near the end. Second was Golden Retriever. Got smoked by a porcupine he bothered, but didn't want to end his run with mom in the early morning dark, so only noticed when he ran into the room before I went to school and came over to me for pets. Besides that vet bill, best dog ever.

    After moving out I became a cat guy but my parents still have one dog at a time. They started buying Poodles and the first one wasn't very bright. Kept eating random crap on the ground. Eventually he ate some abandoned piece of clothing in a park and managed to damage his throat even after surgery to the point he ate blender meat soup until he died a few years later because not being able to swallow solids didn't stop him from trying. I think a stray tennis ball did him in after he tore off his muzzle to eat it in a dog park. Truly a dog of all time. I remember my dad saying it was expensive enough to save dumbo's life that he was on the fence about it but mom convinced him lol.

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  • [–] 1 point 2 days ago

    I love pets. This is why I'll have no more new pets. The bills just are too much.

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  • [–] 7 points 3 days ago*

    On the lower end of the scale, but last month we spent £150 on a trip to the vet because my kid left a packet of Dreamies on the side in the kitchen and Milocat can't be trusted to not eat the whole fucking thing.

    It would have been more, but we get two consultations a year included in the monthly pet plan. So that's something, I guess...

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  • [–] 4 points 3 days ago (2 children)

    If you live in the US, consider buying pet insurance for these situations. Private Equity has ruined the veterinarian industry.

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  • [–] 13 points 3 days ago (1 child)

    Why would I buy the private equity provided insurance that's part of the same fucking problem with private equity buy ups of vets? If not the same investors in separate equity groups.

    I did the hard work of finding the privately owned vets in my area and take my doggo there. Before my other dog passed from a rare form of cancer, I had sought out treatment from an independent mobile vet oncologist that traveled to different locations in her converted RV. Insurance would have covered his initial diagnosis and treatment, but would have quickly started denials. I'm just glad I was in a finical position that he got another 16 months of good health and adventures with his family.

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  • [–] 6 points 3 days ago

    the whole veterinary supply chain has been corrupted by private equity. even veterinarians not owned by private equity still have to send their lab tests to labs owned by private equity, and buy supplies from companies owned by private equity.

    a veterinarian recommended to me to buy pet insurance because of this.

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