Bingo. The same private-equity machine buying up veterinary practices is increasingly tied to the insurance meant to make those practices affordable. We’ve watched the same consolidation play out in healthcare, housing, and countless other necessities: control the service, raise the price, then sell people the financing or insurance they need to survive it.

The system increasingly seems designed around one principle: any dollar left in an ordinary person’s pocket is a dollar someone higher up has failed to extract. And the most frustrating part is that, as individuals, there seems to be almost nothing we can do except keep paying.

This website can help pet owners know which clinics are PE-owned to help make informed decisions regarding veterinary care: https://privateequityvet.org/