Americans seem allergic to showing a simple single payable amount that the customer pays. It must be exhausting. It must be like trying to book RyanAir tickets, but with everything.

I would send a check, its more work for them in the end.

Allstate has, by far, the worst customer service I've ever experienced from a car insurance company. I personally will not willingly do business with them ever again.

BEWARE

Every time I called, it felt like I was on trial. It was like they were interrogating me, picking into every little detail, looking for ways to prove I owe them more money. At one point, they threatened to increase my rates because I have a parent living with me at the same address. A parent who has no license and is not physically able to get to the car without my help. They forced me to submit documentation to prove all this under threat of having to pay more for my insurance.

When I was looking at renewal, they sent me a quote that was an order of magnitude larger than what any other insurer quoted me. I ended my policy on the spot, and then had to fight to get a prorated refund from them for the remainder of my policy term. They still tried to charge me for the new policy, despite having cancelled.

And that's not all, that's just some of the "highlights".

Good luck to you OP! May the suffering you are about to endure cleanse the karmic debts of your past lives.

glad to see that visa fees are being disclosed now. for a long time visa wouldn't allow vendors to show the fees, and cash transactions had to cost the same as visa transactions.

I once had to pay a fee for using PayPal. I read through paypal's terms of service for vendors and it said they can't do that. I complained to paypal and they gave me 5€. The vendor continued to charge a fee for using paypal.

I surmised the vendor was bringing in enough profit for paypal to not penalize them and they just gave me five bucks to shut me up. Adventures in the world of capitalism I guess.

To directly quote a painted piece of wood in a pile of rubble on the side of the road after a big flood in Colorado in 2013: Fuck Allstate.

Go back to sending them a check for every payment, like my 87 year old mother insists on doing. Make them work for it.

There must be a way to pay without fee. It might be more work for you, but it's definitely more work for them, hence the "convenience" aspect of the fee.

In the US, some citizens go to physical locations to pay fines in coins. Hundreds of dollars in coins is very inconvenient to the establishment but they have to legally accept it. Sends a clear message to them that they suck ass.

I hope this BS leads to competition with Visa/MC. The fees they charge are ridiculous. Then you're paying for stripe or whatever on top. A govt run system that's not for profit would be awesome.

Time to leave Allstate

You're saving on your premium by paying automatically with a bank account. Changing payment methods may result in a premium increase.

Explain again how I'm saving on my premium? 🤔

Wow that's bullshit

Allstate is a horrible insurance company. I was hit by someone running a red light who had Allstate, and the way they handled their insured party's non-cooperation was terrible. Both my dashcam and a police camera recorded the collision. They called the driver but got cursed out and hung up on. I don't think they tried anything else before denying the claim.

Pretty sure is illegal to have a surcharge or convenience fee for ach/bank account transactions

My Allstate account doesn't do that. There are no payment option fees. Is there something odd about your account? Have you had missed payments or insufficient funds when paying?