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[–] 12 points 6 days ago (3 children)

legal tender for all debts, public and private

https://www.consumerfinance.gov/ask-cfpb/what-is-a-convenience-fee-or-pay-to-pay-fee-en-2126/

They can charge fees, as long as there is an alternate way to pay without a fee. Usually it's by check in the mail.

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  • [–] 3 points 6 days ago

    For insurance your bill is typically for the next month instead of the previous month like utilities. At that point it's not a debt, so they can refuse whatever payment method they want.

    Similar to how stores can refuse bills over $20 or refuse a bucket of pennies.

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