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[-] Cum_Rag@fedinsfw.app 7 points 3 hours ago

Being selfless is a burden?

[-] SpaceCowboy@lemmy.ca 3 points 2 hours ago

Only when you're selfish.

Come to think of it, if being selfless is a burden to you then you aren't really selfless.

[-] Cum_Rag@fedinsfw.app 2 points 2 hours ago

I guess they don't see the sacrifices people make for their rent money

[-] altphoto@lemmy.today 1 points 1 hour ago

How much would you expect back if you gave someone a loan for $500,000.00 after 3 years, 5years, 10years?

Calculations:

After 3 years: 500,000×(1+0.0430⋅3)=500,000×1.129=564,500.
After 5 years: 500,000×(1+0.0438⋅5)=500,000×1.219=609,500.
After 10 years: 500,000×(1+0.0468⋅10)=500,000×1.468=734,000.

Ok so 64,500/3/12=$1792.00 would be your fair monthly rent since the landlord would put that money away and expect a return for that investment.

For 5 years it would be $3,042.

For 10 years it would be $6500. Clearly a better investment.

Except that when they get your rent they can put that money into the investment system again and get much more money overtime.

First month say 1000 (super cheap tent on a cardboard box behind a Wendy's).

Second month 2040 assuming 4% per month.

$41,000 after 3 years, $67,000 after 5 years, 170,000 after 10 years at 4.3% APR.

If the rent was 3000, that would be $510,000 after 10 years. This is not a good investment if you paid $900,000 for that house. You want the return in 5 years so the rent would be $5708.00 per month.

And that right there is why our rent is so expensive. We are basically ensuring the profit of a nice steady percentage to some investor. Now, if you didn't ever invest in the house, your house would eventually become land. So you do want to pay to keep that thing looking good, but maybe not 4.3% per month?

[-] Return_of_Chippy@lemmy.world 2 points 1 hour ago* (last edited 1 hour ago)

our rent.... you mean your rent

[-] FuyuhikoDate@feddit.org 15 points 4 hours ago

Daaamn this is really a shitpost indeed

[-] Return_of_Chippy@lemmy.world 2 points 4 hours ago
[-] Taleya@aussie.zone 7 points 5 hours ago

Safe living? HA

[-] Jankatarch@lemmy.world 45 points 15 hours ago* (last edited 15 hours ago)

Do NOT be kind to your landlord.

My landlord lost their house gambling so I offered them to rent one of my rooms at discount as a roommate.

Now whenever my rent increases due to cost of living, I increase their rent due to cost of living.

We are in a sick perpetual cycle and both our rents went up 5000% yesterday. We are comrades in this pain and promised to protect each other if liver selling operation goes wrong.

It's a hateful bond, an adversarial friendship, and a dying survival. Somebody please help!

[-] derpgon@programming.dev 3 points 2 hours ago

Now that I think about it, if a circle exists somewhere where A rents to B, B rents to C, and C to A (make it as long as needed, of course), one increasing the rent leads to a perpetual rent increase until one of them collapses? Would be funny to see tbh.

[-] mildseason@sopuli.xyz 3 points 2 hours ago

Lol spot on! This is exactly how the current economy is working 🙈

[-] DisasterTransport@startrek.website 18 points 13 hours ago* (last edited 12 hours ago)

I think that means you raised the GDP of your block by 500x. You two make a pretty good team! You should both get some kind of medal for driving such economic growth.

Edit: hang on a second, is your landlord Larry Ellison?

[-] ryannathans@aussie.zone 2 points 14 hours ago
[-] Kolanaki@pawb.social 3 points 15 hours ago

Have you tried getting a second landlord roomate?

[-] okwhateverdude@lemmy.world 48 points 17 hours ago

That poor landlord is living from your paycheck to the next.

[-] bloogoose@lemmy.zip 90 points 19 hours ago

My landlord is a multibillion dollar corporation and my fridge is 32 years old.

[-] Polisheocket@lemmy.zip 4 points 6 hours ago

New fridges are a joke anyway. Mine broke after 5 years. I have a garage fridge better then my new one

[-] db2@lemmy.world 39 points 19 hours ago

If that fridge is still happily running then be happy, they literally don't make them like that anymore.

[-] bloogoose@lemmy.zip 17 points 17 hours ago

It leaks water on the floor, causes my power bill to go up and grows mildew around the seals weekly...

[-] EurekaStockade@lemmy.world 30 points 14 hours ago

Good news, they do still make them like that!

[-] db2@lemmy.world 7 points 16 hours ago

It's low on refrigerant and effectively unfixable. Depending on where you're at you can probably withhold rent by putting it in an escrow account until the landlord fixes the problems. You have to tell them by certified mail, and if appliances aren't included in your rent agreement don't do it because you're already screwed. In that case get your own fridge and keep the receipt.

[-] bloogoose@lemmy.zip 5 points 12 hours ago

Nah it's Indiana. This state is arguably the most pro landlord state with very little tenant rights hence the old fridge among other issues that get bandaids instead of repairs/replacement.

[-] SpaceNoodle@lemmy.world 14 points 18 hours ago

It's probably also super inefficient and uses Freon

[-] db2@lemmy.world 5 points 16 hours ago

Freon is a brand name not a refrigerant. You mean R12 which was banned in new equipment 32 years ago. It's probably R22.

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[-] X@piefed.world 15 points 19 hours ago

Have you sincerely and cheerfully wished your multibillion dollar corporation landlord a happy and prosperous birthday, and have you gratefully and bravely remitted no less than three (3) months of your (useless to you) money?

No?

You’re what’s wrong with society.

[-] bloogoose@lemmy.zip 8 points 17 hours ago

Truly I am a monster.

[-] yermaw@sh.itjust.works 76 points 20 hours ago

Imagine not tipping your landlord.

This generation man...

[-] Marternus@discuss.tchncs.de 3 points 4 hours ago

I didn't know until now that there is a debate about tipping your landlord. For me this sounds unbelievable. It's like tipping your politicians and policemen. Or in another way like tipping your mum.

[-] yermaw@sh.itjust.works 2 points 3 hours ago

like tipping your mum.

Widely believed to be impossible

[-] Return_of_Chippy@lemmy.world 28 points 20 hours ago
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[-] Salamanderwizard@lemmy.world 42 points 19 hours ago

Our landlord wanted us to pay for the ac being fixed...during the hottest part of July.

You could be on fire in front of me, and I'd piss on you. Tell me you're a landlord and I'll need the first month and last month deposit first.

[-] Th4tGuyII@fedia.io 20 points 19 hours ago

Piss would be too good for them. I'd just get some marshmallows and sticks out

[-] Untamed_Star@lemmy.blahaj.zone 1 points 11 hours ago

Wouldn't the pee just make the fire burn harder and be gross too and an insult? I feel like it is worse.

[-] Th4tGuyII@fedia.io 2 points 7 hours ago

The gross bit sure, but from my understanding pissing on them would help put them out due to piss being mostly water

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[-] derAbsender@piefed.social 17 points 17 hours ago

Sarcasm on Internet Boards doesnt stay sarcastic for long

[-] Untamed_Star@lemmy.blahaj.zone 2 points 11 hours ago

Tbh I thought it was just some meme made by landlords, for landlords, with landlords, from landlords and that kind of stuff.

[-] Untamed_Star@lemmy.blahaj.zone 2 points 11 hours ago

I AM DUMB OK?

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[-] Leviathan@fedinsfw.app 3 points 13 hours ago

Fuck the leeches.

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this post was submitted on 01 Aug 2026
226 points (89.0% liked)

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