Well, the mortgage on a 120-year-old house, food, water, electricity, internet, phones, medical bills, and medication, and the usual modern necessity bits and pieces, add up to about $5k/m
:(
So most of it...
Well, the mortgage on a 120-year-old house, food, water, electricity, internet, phones, medical bills, and medication, and the usual modern necessity bits and pieces, add up to about $5k/m
:(
So most of it...
This includes, for example, food, water, medication in the presence of a mental disorder or something delicious to cheer up, such as sweets or alcohol.
100% then
#DIV/0! I was laid off and haven't been able to find another job yet, so salary is zero, but basic needs still exist and cost money.
Same, was let go in May and stuff only gets more expensive.
Same. Out for 2 years and this is not how I expected to spend my savings. Time to find a good tent soon
Same story here. I'm running on savings now. The job market is complete ass and I refuse to work on slopware
Around 700%
Not a joke
It's been a shitty year and a half
when I have one pretty much 100% and anything I don't is to save for when I don't have one.
Somewhere around 60% I guess. I'm self employed so I don't have a steady income and I'm not sure what it averages to per month. As long as I see my wealth steadily increasing I don't worry too much about it.
Really not sure but probably around 40-50% of income. Should really do a budget. We're in surplus monthly by a little bit so build up 5-10k a year in the offset account and both have superannuation accounts which contribute 12% of our income directly (should add more). Plus we have 2 other properties, one which earns us 10k a year but doesn't increase in value much, the other which costs us 10k a year but my mum lives in the 2nd one so can't sell it and it is going up in value more than 10k per year too.
Our biggest outgoing is childcare. Can't wait for our youngest to leave and go to school and even though it's not a public school, it still costs way less than childcare.
But I did just spend $500 on wine this month which will last about 6 months or so. And we get a takeaway once a week for $65, and I eat lunch out at least twice a week at about $15 each time. Should probably curb some of that spending and do some more investing.
42 of course.
Think it's about £600 a month for the house/bills, then £50 a month for my half of the food.
Does £30 on olives and cheese count as essential?
After tax not sure how much I get yet as I am in a new job and not yet had a full months pay but can't be far off £2k, so like 33%. Then the rest is split between luxuries, stupid things I don't need and savings.
120%. grocery and transportation to work gets everything the rest i get help
My ratio is probably around 40% (shelter, food, maintenance, necessities). We spend a lot on groceries because we like to cook stuff at home. Then 20% (wants, hobbies, entertainment, non-essentials), and 40%(savings, investments).
Ideally you build your life around 50/30/20. 50 needs, 30 wants and 20 savings. I was more like 80/20/0 until I was 22. Then around 60/20/20 for a few years and now I'm at 30/40/30ish. Lucky to have made good financial decisions and starting early in a good career.
62%
Around half
If we're also including rent then 2/3 of my income goes to basic necessities... That's not including things like car insurance or Internet access.
Well if we split so my SOs income isnt counted and our expenses are shared equally, then about 40% for house with utilities and insurance
Then about another 15-20% for food
Rest goes to savings, clothing, dentist, hair cuts, video games, whatever
Aint got no medicine or anything else
Based on my income after taxes and mandatory insurances (health, retirement and so on):
Tax 25% (covers basic healthcare) Housing 12% (somewhat small) Food 10% (lavish meals) Transportation 6% Clothing 3% (wild guess)
This would not look the same if I lived in a big city. After I got my degree I moved to the part of the country where the living cost to pay is very good.
Based on my records, probably averaging 40-50% on needs. Exactly 30.7% on housing, somewhere >10% on basic needs food, and maybe just a bit more for emergency. The numbers for food is a bit fuzzy since I don't specifically separate out, say, a 6-pack beer or a really nice chocolate bar from other groceries
For context though, I make above average salary for my area, am relatively young & healthy (so almost no healthcare needs), and didn't mind living a bit frugal...
Maybe 45% on needs 20%on wants and rest investment and single digit % on donations
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