600 million ...lol

usa is 342 million

Pretzels and beer please chef.

Dumplings and beer please!

Chicken and beer, please!

... someone else can drink the beer though, if they please!

wtf is 'internal medicine'? Isn't all medicine internal to some degree? Or is this a euphemism? Cos if so I missed the email.

Dm sent

Don’t have any recommendations, but physicians often have areas of special interest, so read to blurb on the ones you find to see which would suit you best.

None of them will cover checkups. They only cover accident/illness (or if you pay extra specifically some cover specific things like vaccination, but you pay more in premiums on that section than they will give you back so it is not a good option to take).

My take on pet insurance is that it is a good option to cover you for big bills if you don't have the savings to cover them yourself up front. My previous dog had about $6k or vet wills in the couple of weeks before she died, I got most of that back. If I didn't have the insurance I would have had to make the decision to put her down instead of having treatment which may have saved her life. If it had worked and they had been able to stabalise her diabetes I would have also had major ongoing costs for insulin etc. which the insurance would have covered.

I've now managed to get my finances much better sorted and have enough savings that I can afford to cover a big vet bill if required so I stopped the insurance, but I dont at all regret having had it in the past. The insurance is not there for the small costs, it's there so when something major happens you have the option of having it treated instead of being forced to have your pet down because you don't have the money.