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this post was submitted on 30 Jan 2024
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Eh, I'm not particularly against loan forgiveness, and I already paid back my own student loans. It's just, you know, forgiveness.
That being said, it's criminally easy to get a student loan, and the vast majority of people who got one should have never qualified in the first place. Banks and the government are giving unsecured loans to 18 year olds practically independent of any proven or projected ability to pay them off.
With PPP in particular, the loans were given out with similar levels of recklessness, and so I would argue the forgiveness rate should be the same. I believe it was wrong to forgive those loans in the first place, but now that we're here it would at least be consistent to forgive current student debt. However, I would like to see it paired with extreme limits on the cost of college to the student so that we can't end up in another unsecured debt crisis.