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What kills me is when you go into the realestate subs and they talk about how they have to constantly increase every year because the cost of everything is going up.
Nah bruh, I've had my house for 4 years and nothing has increased at any noticeable level.
Yeah boy am I glad I pulled the trigger on a real estate purchase when I did. My costs (mainly HOA, and to a lesser extent taxes) have gone up very slightly in the last few years, but nowhere near the 30-40% increases I used to get smacked with renting over the same timeframe.
It's like 1.5-2x as expensive as it was to rent in this (already expensive) area 3 years ago.
I'm determined to never rent again. Landlords are unbelievably greedy.
My father is in real estate and recently had a "talk" with me about how putting 15% into retirement won't help me and that the only way to secure my future is through real estate. I didn't have the reverse "talk" with him where I would have pointed out how he's completely underestimating how much money it's going to cost to change his diapers in a couple years and how that house will only offset the costs rather than repair them.