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this post was submitted on 28 May 2026
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As someone who finally managed to buy an apartment a few months back I'd prefer to not get screwed over both ways by a price crash, but I'd be ok with prices flatlining for the foreseeable future so some sanity eventually returns to the housing market.
that's the neat part. People living in their houses ain't gonna get screwed. People trading them like pokemon cards are.
Depends how Aussie mortgages work - if they’re lifetime, like America, sure, you’re fine.
If you’re supposed to remortgage after 2 or 5 years like most British ones, a crash can leave you unable to do that as the property is worth less than the mortgage amount, so you end up stuck on the default rate which is usually terrible.
Yeah nah, the Aussie ones don't work like either of those.
if it crashes you should atill be ok. as long as you dont sell
Real estate agents won’t be alright, but they are all scum sucking dirtbags so IGAF.
all (apologies to the one or two real estate agents who aren’t scum sucking dirtbags)