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submitted 1 week ago* (last edited 1 week ago) by certified_expert@lemmy.world to c/youshouldknow@lemmy.world

Well known health influencer explains how to fight back health insurance denials in United States.

  • explains (in simyle terms) how insurance companies work.
  • shows basic steps to create a solid appeal.
  • recommends some online tools (AI based) to craft the appeals.
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[-] Buffalox@lemmy.world 95 points 1 week ago* (last edited 1 week ago)

If you read the above headline without thinking it's insane, chances are you are American.
No developed country is as insane as USA, not even close, not even remotely close.
If you are sick, you shouldn't need to fight for treatment, only in a sick society is that necessary.

Land of the fee. Home of the [wage] slave.

[-] WongKaKui@piefed.ca 22 points 1 week ago

"America" isn't the only country with these issues

My family emigrated from China... its about the same on the other side of the ocean... (honestly don't know what the "free healthcare in China" stuff came from... certaintly didn't apply to my family from Taishan with Taishan Hukou)

They're so used to this lol, they think this is just normal

Also: Young people are expected to fund their parents retirement... its a crime to just abandon your elderly parents who cannot afford their living (unless you have proof of abuse)

[-] Buffalox@lemmy.world 12 points 1 week ago

China is coming from extreme poverty and a feudal society until not that long ago, and is a different culture. USA is coming mostly from European culture, but is doing worse in this field than any European country, despite being far richer than most European countries.
China has made a lot of progress the past 50 years, conditions in China are now without comparison better now than they were 50 years ago. In USA conditions are in many ways worse for the average worker than they were 50 years ago.

honestly don’t know what the “free healthcare in China” stuff came from

I have no idea what you mean. AFAIK China does not have healthcare for all, or free healthcare. But apart from that IDK how healthcare actually works in China.

[-] WongKaKui@piefed.ca 8 points 1 week ago* (last edited 1 week ago)

I have no idea what you mean. AFAIK China does not have healthcare for all, or free healthcare. But apart from that IDK how healthcare actually works in China.

Common rhetoric I get told in the Fediverse... I mean if you look in World News comms, you'll see those...

Which just confuses the fuck out of me since its a contradiction to my parents first-hand accounts (and also some of what gets told by my aunts (and other relatives/people in my parent's social circle in China))

[-] Buffalox@lemmy.world 1 points 1 week ago

I see the world news sub every day, and I have never seen that claim.

[-] Tempus_Fugit@lemmy.world 10 points 1 week ago

I've never heard healthcare is free in China, but I have heard it is much much more affordable there. Again, I've never been, but that's not a hard bar to clear in comparison to the USA.

[-] bdonvr 2 points 1 week ago

Who says there is free healthcare in China?

[-] vorpuni@tarte.nuage-libre.fr 1 points 1 week ago

Every workplace accident I've had has been denied at first due to technicalities. In France, touted as the great communist system where you pay nothing (which is of course wrong).

[-] Buffalox@lemmy.world 3 points 1 week ago* (last edited 1 week ago)

In the workplace you hopefully had help from your union. Americans rarely have that luxury.
Also it's only in USA that France might be considered communist, because that's completely moronic extreme right propaganda, since France has a free market economy like the rest of EU.
At least in EU insurance is under better regulation than in USA, but it still sucks to have to make insurance claims, that the insurance company has every interest in rejecting.

[-] vorpuni@tarte.nuage-libre.fr 3 points 1 week ago

Unions at least know good lawyers but it wasn't necessary at all, the first denial was just to waste my time. Sadly union membership in France is becoming insignificant so they're not as good as they once were.

And I was saying France is “communist” in jest.

The regulation is all right in France but insurance definitely has some very favourable laws (many delays for notifying them are quite short to the point where with shortages of GPs you have to waste everyone's time at the ER if you really need to be off work).

this post was submitted on 08 May 2026
230 points (97.1% liked)

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