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Couple left with $200k bill after baby born in US
(www.bbc.co.uk)
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And that’s basically it!
Yes, but insurance companies benefit from large bills as well bcs the premiums go up, it's the main reason why over the years their profits are soaring. Their backoffice negotiating the bil is purely b2b shenanigans (same as recreational denying of coverage, them are just little profit optimisations). And it's not like their b2c approach differs that much.
If non-free (healthcare) markets aren't regulated this is a normal, logical thing to occur.
A broken leg costs (xray/mri, blood work, a cast, labour) are very low, like a couple of hundred monies.