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Americans with six-figure incomes are in 'survival mode'
(www.usatoday.com)
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And that’s basically it!
I don't think it's all that common. In my case, I was laid off by a west coast tech giant and actually got something of a severance for the first time in my life. Instead of finding another job right away, I bought a used school bus and converted it into a motorhome. Since I thereby already knew how to drive a big bus, getting a job as a school bus driver was a natural progression. Mainly I do it for the health insurance which is otherwise pretty useless and insanely fucking expensive.