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Kapitalism
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this post was submitted on 26 Jun 2025
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Rich people also get handed so many free things.
Put over $100,000 in the bank and they will throw free accounts, low interest credit cards, rewards, free safety deposit boxes, personal concierge services. And that’s just the start.
Oh yeah I forgot about that. One of the banks here refunds ATM fees if you have a minimum balance of $2500 (and waives the monthly fee if you have $25,000). Like, my guys, the people who don't have money need that fee waived a lot more. But the bank just wants to make money and that means appealing to rich people.
Fortunately it's not hard to find banks who have no fees for those, in the US at least.
This one is appealing in that they refund the fee even if it's from some other bank. So you can go to the ATM at the corner shop that charges $3 to withdraw, and get that refunded at the end of the quarter. Most banks don't have fees at their own ATM, but this is no fees anywhere. For rich people.
There's a few credit unions that will do that even. (With a refund limit per month ofc)
Ally Bank whoop! Online only bank. Used to be unlimited free ATM withdrawals, now $10/mo reimbursed. Plenty for most!
Wow, I must be banking at the wrong place.