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Imagine having 4000 of available credit in this economy
I'm a solidly middle class and have 10x that. My mother, who is lower middle class, has more than me. It's not a question of economy, it's about being responsible and old enough to build up a favorable history.
Be rich, don't be poor got it. I'm gonna follow you for more financial tips.
We've lowered the bar so far that middle class is considered rich now?
My mother raised me alone barely scraping by. I was a free lunch kid. If it wasn't for social security payments from my dead father we would have been homeless. So how about you go fuck yourself. Cause I don't wanna hear "wah it's so hard being millennial" from some dickhead who almost certainly came from more privilege than me.
You're being totally real and reasonable. Not sure why you're getting any pushback on this. $40k in available credit is doable by having a few cards open, and anyone who has a history of paying on time should have no difficulty being approved.
I looked at that person's post history. They used to play a Sega game gear while waiting in line at universal studios. We couldn't even afford the batteries for a game gear. They had every advantage that I didn't. If they can't get a credit card, it's not because the economy is shit. It's because they're stupid and wasted their opportunities.
Start out mega poor but get rich later.
Got it.
The hits keep coming with this guy.
Better than "start out with every advantage, fuck it up, and blame the state of the world that you don't have an average adult's credit rating"