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Do you rent or own where you live? Is it what you want to be doing?
(discuss.online)
I managed to buy a small house during the weird financial stuff going on during covid. As much as this gif is accurate, I like it better than renting.
Own.
100% what we want, our mortgage is about 60% what the rent would be for a similar home.
We got fortunate as first time home buyers, there's a grant that allows all the way down to a 3% down payment, which was still unaffordable... until my partner got in a car wreck, and got quite a lot from the settlement. (Shes all right, played it up slightly) She covered almost the entire down payment, so our split of the mortgage is more of a 2/1 ratio, but I make more so it works out.
We've calculated the number of payments it will take for us to equal her initial down payment with my contributions, then at that point we'll shift to a 1/1 for the mortgage.
Unless we get married first, then our finances get more mingled and tricky lol. We'll see!