this post was submitted on 12 Apr 2024
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[–] [email protected] 16 points 7 months ago (1 children)

Just get a small loan of a million dollars

[–] [email protected] 30 points 7 months ago* (last edited 7 months ago) (2 children)

Ramsey did not get rich from a $1 million loan.

He got rich by having $1.2 million in loans. Declaring bankruptcy, then building a financial media empire that teaches people to get rich by avoiding all debt; buying his books; attending his classes; and investing with financial advisors whom his organization carefully vets to assure that their kickback checks clear.

[–] [email protected] 19 points 7 months ago (2 children)

Yeah isn't Dave Ramsey the guy who's financial advice basically amounts to "don't rack up credit card debt and regularly put money in a savings account"?

Which like, yeah, that's not bad advice my any means, but anyone with two brain cells to rub together can tell you that

[–] [email protected] 6 points 7 months ago

Yeah, I'll confess to not bother looking too deep into his stuff, but I occasionally see an exchange where someone asked for advice and it is always the exact exchange over and over: "I make minimum wage but I just had to buy a 90 thousand dollar truck and an having a hard time with finances" "You shouldn't have bought that truck, get rid of it and don't borrow money like that"

Like why would any vaguely functional human ask that same question when they have to already know the answer. I'm wagering that most of the "questions" are fake. I just can't believe there are that many people that wouldn't already know his answer if they vaguely know of him.

[–] [email protected] 1 points 7 months ago

His advice is simple, but a lot of people can't figure it out by themselves. His radio show is pretty good, because he really addresses the emotional side to finances. The other personalities are garbage though.

[–] [email protected] 3 points 7 months ago

I was referring to Trump on this one.