It's certainly delusional. I've been active in the innovation space for ~25 years, and for most normal people it's taking a massive risk. Here, she's not ending-up on the street if the venture flops, so the risk is low.

So merit my ass, it's easy to take a risk if it's not real risk, i.e. I agree and don't appreciate the sentiment.

Not sure why you're copping some hate, but your analogy is pretty accurate.