I dont think its most people who live like that... Maybe it's just the ones we hear about? I haven't seen any statistics over it but it would be surprising if most adults lives like teenagers, spending all their money every month.
When I was working, I saved money every month. It's almost as I want to say "who doesnt" but maybe there is a lot of adults not saving. Seems very stupid. What if your cooler breaks? You need money for stuff that happens in life.
Ok. I think its weird. He doesn't ask for help - he asks the father for money to buy a house. Money the dad needs in his own life.