Anyone 30 or younger has their entire brain filled with social media programming and fear. :)
The entire idea is to make you scared of saving, you dummy. I mean that in a funny way. You should never make decisions based on what social media is telling you. Social media is programming, gossip, big headlines... Building on news. Who owns the news? Billionaries. Who owns the platforms? Billionaries.
You know, this "soon collapse is coming" has been said since 2019.
In my opinion, the fear of collapse is exactly what they want you to feel, so you don't make any money from the dystopian build-out.
But they are making money on it. Oh yes. Stocks go up because huge investment bankers are buying all the stocks they are telling you to be afraid of in the news.
You can sit and have no stocks and lose no money if you want, but you are betting on a crash that you are being told will happen "soon".. :) We will see. Chances are, you miss making a lot of money on this and afterwards, you will feel a bit sad you missed it.