this post was submitted on 19 Sep 2024
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Underemployment gang rise up.

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[–] [email protected] 16 points 1 month ago* (last edited 1 month ago)

I've heard of people enrolling in cheap colleges for only 1 class per semester and getting the school healthcare plan because it's cheaper than buying it normally

They just don't do any school and keep repeating this

[–] [email protected] 14 points 1 month ago (3 children)

Can't you still buy plans independently on the marketplace like they originally required with Obamacare? Not sure what that experience or cost is like though.

[–] [email protected] 12 points 1 month ago

I had to do that because something went wrong with open enrollment with my work last year. I pay about $130 a month and it doesn't cover too much. My daily prescription is ~$30 a month and my doctor's office visits are $70. If I hit my $7,500 deductible, the insurance covers the rest. I think it's united healthcare.

[–] [email protected] 8 points 1 month ago (1 children)
[–] [email protected] 6 points 1 month ago

It really depends on how much you make. I lived in a shitty red state for a year on one of the plans, but because I was only making like $20,000 a year, it wasn't bankruptcy levels of expensive, and I actually needed some serious medical care that year. I think the problem gets worse the more you make ironically, because they determine all of your discretionary income should actually go to insurance companies. That of course can't happen if you don't have any discretionary income to begin with I guess. Say thank you and go back to work, serf.

[–] [email protected] 5 points 1 month ago

Every time i try marketplacr it redirects me to my state's insurancrle that i do not qualify for

[–] [email protected] 12 points 1 month ago

if it's purely a scheduling problem then "salaried" positions w/o time sheets/overtime can sometimes work out

can be cheaper to be on parents' coverage while 26yo and below but I don't think they're required legally to add children which is interesting

[–] [email protected] 11 points 1 month ago (2 children)

There's a secret hack to working and still getting medicaid; fraud.

[–] [email protected] 5 points 1 month ago

Working under the table is a great way to get scammed

[–] [email protected] 3 points 1 month ago (1 children)

I prefer the direct route of armed robbery. I wear a ski mask and come into the ER waiving a gun around. Tape up some small cardboard boxes with wires sticking out that lead to a button (I don't have access to C4). I demand my surgery and drugs etc. Only downside to this healthcare plan is you can't be put under or you just wake up in jail; gotta stay awake so you can hold the gun on the surgeon.

[–] [email protected] 2 points 1 month ago (1 children)

Good point. Whenever I walk into a room with a gun, people usually get really quiet and listen really closely.

[–] [email protected] 1 points 1 month ago

Pro tip: If you ever need to have a phone convo that's contentious and you need to make a point, hold a gun or the biggest knife you have in the opposite hand and gesture like an Italian. Watch the sharp bits and keep your muzzle awareness tho, and for the love of God unload and clear the damn thing first!

[–] [email protected] 3 points 1 month ago

I think Amazon does benefits for part timers

[–] [email protected] 3 points 1 month ago (1 children)

Healthcare itself has a decent amount of positions where full time is 30-36 hours, but those also typically have some prerequisite experience or certification/degree.

[–] [email protected] 6 points 1 month ago

I have a psych degree but they wont hire me for even a behavior tech role