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As an elder millennial, most of us are keenly aware that the systems we've paid into all our lives will not be there for us when we come of age.
That's why I don't bother saving for retirement. I'll just off myself if push comes to shove. Beats vegetating in a care facility for over a decade anyway.
You have care facilities? The Netherlands also closed most of them in favor of more tailored to the individual home care. It turns out that this is more expensive and labor intensive (a lot of travel time between jobs for specialised care givers), while all the old folks sitting isolated at home waste away in lonelyness.
Who would have guessed?!
Well, "care" is probably a stretch, it's more like languishing areas for the nearly departed. Even the expensive ones. There was a local study a while back which showed that the most expensive care homes typically provided the worst quality of care.
Humans?
I just wish I could refuse to pay into the system. The generation I pay for does not deserve it for the shitty world they created and I won't get any of it back when I'm old.
The bullshit about all of this is in the 80s the Dutch system was flush with cash, everything was setup for success, easily Beiing a lble to pay for the wave of pensioners. Then our government decided that there was too much idle cash, cut on the payments into the system by giving employers a lower percentage to pay. The pension fund who UpTo then could only invest safely in government bonds and such where given the freedom to invest in the market and make higher yields. Now 30 years, the 2008 crash and a pandemic later... There is a cash crunch.
And the people that enjoyed the higher salaries because of the rebates to employers are complaining their pensions are not being indexed because they too got shafted, but some at least they own their houses. The people that retired only on the governments retirement plan are mega screwed.
Oh no, who could have seen literally the passage of time coming?
I wish I had a pension to worry about probably losing
DW News - News Source Context (Click to view Full Report)
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MBFC: Left-Center - Credibility: High - Factual Reporting: High - Germany
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https://www.dw.com/en/aging-europe-rising-costs-threaten-eu-pensions/a-69896535