this post was submitted on 03 Jul 2024
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A Boring Dystopia

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The largest proportion of those surveyed (38%) have $100 or less in their checking accounts.

Half of Americans have less than $500 in savings, with 36% having $100 or less in savings.

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[–] [email protected] 24 points 4 months ago

The sourced site is a little spammy, and I wish they linked the full survey in their article since they conducted the poll themselves, but it's an important problem that people should talk about.


1/3 of Americans over 65 (retirement age for them) have less than $100...

We need to actually address this shit, and fast. Or we're going to have a shit ton of elderly unhoused people soon. If they're lucky they'll end up in nursing homes our taxes pay for anyways. And the wealthy who own them will make profit off them still.

And it doesn't take much to fix this. I'm a disabled Vet, I basically get UBI, and got a good mortgage with no down payment because the government vouched and would have paid if I defaulted early. I also don't have to pay anything for healthcare.

We can 100% afford to give every last American what I'm getting. We just have to tax the wealthiest, and neither party wants to do that to a level that makes up for the damage they've caused.

As bad as shit is, we're really not that far away from fixing it. A decade of progressives running our government and shit would be fine. This isn't some impossible problem we dont know how to fix, we're just not electing people who want to fix it.

It's just insanely frustrating being a real world example of how much progressive policies can fix, and constantly being told we can't tax billionaires enough for everyone to get it.

[–] [email protected] 11 points 4 months ago (1 children)
[–] [email protected] 15 points 4 months ago (2 children)

Brag about it why don't ya

[–] [email protected] 10 points 4 months ago

Fancy pants positive balance mcgee over here

[–] [email protected] 8 points 4 months ago (1 children)

I'll split it with you. Solidarity forever ✊

[–] [email protected] 5 points 4 months ago

Why don't all three of us pool all of our savings, then split it among us? That way, we will each have 2 dollars.

[–] [email protected] 10 points 4 months ago (1 children)

Emptied my savings to move to a new city during the last election because my small town got very unsafe for a gay interracial couple. Then my partner was laid off for a year. My savings will never recover.

[–] [email protected] 5 points 4 months ago (1 children)

Damn. Well I'm glad you were able to get to a safer area now.

[–] [email protected] 3 points 4 months ago (1 children)

Thanks for the kind words. It's wild to be in an area where almost every house flies pride flags. A condo here cost more than twice what my house cost in my previous podunk small town, but it's a good trade off to be safe and welcomed.

[–] [email protected] -1 points 4 months ago

I too live in "the gayborhood" of my city. I still do a double take when I see LGBTQ+ walking down the street holding hands. I wish this for everyone in our community.

[–] [email protected] 4 points 4 months ago

In the negative 4 hours after I’m paid, consistently. Next I’ll have to sell a kidney.

[–] [email protected] 3 points 4 months ago

I mostly follow the Dave Ramsey every dollar plan. So I have my budget worked out in such a way that once I'm done paying everything and moving money around, my bank account has like $5 in it that's just there to absorb any weird charges I might forget about. It doesn't normally happen, but it helps to have it just for that reason. I also have a specific amount that I put into my savings every month and the vast majority of my money I take out of the fiat system entirely every single month.

[–] [email protected] 2 points 4 months ago

About tree fiddy