this post was submitted on 13 Jul 2023
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@BrikoX I found an app called Privacy.com. Sign up bank and control all payments with as many cards as you like. Signed up for free Hulu trial with dedicated card and set amount to zero. I Couldn’t cancel but they couldn’t claim, all 5 times they tried!
^USA only. Saving the rest of the world a click.
Can this hurt your credit? (If US based)
It won’t. They’re just banking on you forgetting you signed up so they can charge your card.
But If there isn’t any money on the card then they can’t charge you. Think of it as signing up with a gift card in a way. However the times that I’ve done it I haven’t been able to use a card with $0 on it. I’ve always had to put at least $1 on it so the card can be verified.
Idk if I explained that well
tl;dr: No
Been using it for a few years now. Love it. Only 1 place I used a card where a few months later I got a random charge come through and it blocked it. It felt great knowing I was safe since a card won't accept charges from anyone but the original company the card was made for. I kind of wanted to reach out to the company and tell them something shady happened to your online site.
Sounds brilliant!