this post was submitted on 15 Nov 2023
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But, like, no one has to be a landlord. If it’s so hard, sell the fucking house.
You do as you're told. You study hard, you go into student debt, you get a job, you make your debt payments, you live frugally and somehow end up with a few bucks extra in your bank account every month. After a few years you've got yourself some money set aside. What do you do with that money in order to get out from under the boot off the system? Here are your options.
At least when you buy and fix a wreck there is some sense of agency. It feels like you can do something about it. We are told to do our part, be responsible, play our part and we will be rewarded, but it's a lie. It's been a lie since Reagan was elected and it got way worse under every administration since. They love it when we get at each other's throat like this because it's what stops us from setting fire to the whole thing.
PS: Person buys home to rent with the dream of actually owning something tangible. Person nets 2% if they're lucky but they are happy because at least they aren't losing. Everyone on the Internet hates them. If the same person buys shares in a real estate fund that's literally making people homeless, buying trailer parks and evicting everyone, etc., they will make as much as 20% return yet nobody here bats an eye. That's the poison right there. That's the disconnect and how they keep us down. Why own anything and be a decent human being when I can log into this app, give it my money and not have to worry about who my money hurts?
Love how you're getting downvoted for making clear and logical arguments. Notice how no one has, or will have, a rebuttal?
It ain't the landlords kids, it's the real estate empires fucking you over. The answer is federal legislation saying any single entity can only own, I dunno, 10 or 100 houses? Devil and details and all, but these megacorps should not be able to own 10,000 homes. And of course, we need exceptions for lenders like banks that have an inventory of foreclosed properties that don't magically get insta purchased and fall off the books.
Who am I kidding. There's too much money to ever turn that boat around.
You're solution doesn't solve the thing you're trying to solve.
E.g.
There is a "mom & pop" landlord with just 10 properties. But they don't purchase anymore. Now there are 1000 such landlords. The landlords all incorporate and create a REIT that owns 10,000 homes. You have created a "megacorp" through just "mom and pop" landlords.
What is the difference?
The true answer is the abolition of landlords in favour of housing coops and community land trusts.
To prove a point to you I'll ask you a question.
What is the difference between the goal of small landlords vs REITs and "megacorps" represented by row 4 of the graph found here?:
https://www.smalllandlords.org/about-small-landlords/
The group is a small landlord group from my city.