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[–] 13 points 6 days ago (5 children)

Are there? I’d like to see those numbers. I was earning 16/hr 20 years ago and after state and local tax, health insurance, and mortgage it was choosing what bills wouldn’t get paid until late fees racked up. We weren’t living large, our living space was just over 1,000 square feet.

16/hr 20 years ago is equivalent to about 27/hr today. So I have a hard time beleiving 22/hr is going to be much more than beans ‘n rice for a family - assuming this is a normal work week and not someone pulling 60 hours and OT.

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  • [+] -7 points 6 days ago (4 children)

    The latest Caleb Hammer show episode has a guy earning 22/hr working in a warehouse supporting his wife that doesn't work. Tons of irresponsible high interest debt, buying 8 balls of cocaine, still smoking, vaping, and he's able to pay back the debt without declaring bankruptcy whilst also putting away a few hundred a month into savings

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  • [–] 0 points 6 days ago*

    It's always the smoking in those shows.

    Like it's super important to cut back some $100 a' month habit to negotiate cutting several millions off the debt just by talking to the creditors.

    Of course smoking is bad financially, but the whole point is really about punching downwards.

    Participants need to bend down and quit smoking, vaping, fast food or anything really just so they can be told so and do what is said, like some sick submissive role play.

    Meanwhile, actual rich people smoke, vape and eat at restaurants all the time. Because they "can afford to", because they're like fucking heroes just for being rich.

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