There's a middle ground somewhere between the extremes.. I was lucky that I got out of school at a still good time. But it still took sacrifice to get what you wanted.

Like sometimes I was cutting mold off the bread to make a sandwich for work, and only home cooked food, and no budget for entertainmentn expenses. It got us a two bedroom house for the, baby, plus car and motorcycle. That was on one salary, but I realize that ain't happening today.

But also I have seen family members of the young generation order a smoothy on skip, purchase $300 concert tickets, while racking up debt...while complaining of cost of living.

They aren't getting a 2 bedroom house on one salary with 5% down, but they certainly could be saving for one by making some spending adjustments.