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How do I move out of my parents place?
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this post was submitted on 26 May 2026
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askchapo
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Yeah I'm in the US. I've never used Craigslist to look for apartments or rooms to rent but I'll give it a shot and see what I can find. I'd like to get a credit card as soon as possible and start working on building credit, but that's also another thing I have no clue how to do.
Getting a credit card shouldn’t be much trouble. As regul said, don’t get something with an annual fee, and pay it off each month. Just use it for some normal day to day stuff because that activity helps build your credit score. Things like buying gas or groceries etc
Worst case scenario you can get a secured card. This is where for example you deposit $500 into an account and the bank gives you a $500 credit limit. You still pay your balance each month but the bank is covered in case you don’t pay. This will build your credit just the same, and can be easier to get if you can’t get a regular card. Try to get a regular card first.
Walk into the bank where you cash your checks (you have a bank account, right?) and tell them you would like a credit card. They will fall over themselves to give you one. Just be on the lookout for annual fees, make sure you pay it off fully every month, and generally just use it for small purchases.
If you do end up applying for an apartment by yourself, be wary of application fees. Definitely make sure to go look at any apartment in person before you apply.