954
you are viewing a single comment's thread
view the rest of the comments
[-] Hupf@feddit.org 56 points 14 hours ago* (last edited 14 hours ago)
  • be me
  • want to be able earn and spend money
  • need bank account
  • online banking is only option
  • mandatory usage of the bank's proprietary mobile app for 2FA
  • bank blocks evil hacker tools such as GrapheneOS
  • app only available for Android or iOS
  • Google and Apple can terminate your ability to use any smartphone for any reason

Guys are we really at the whim of just two unregulated private corporations?

[-] morphballganon@mtgzone.com 1 points 5 hours ago

Don't credit unions have desktop sites? Can't you use an e-mail for authentication?

[-] Evil_Shrubbery 9 points 14 hours ago

They have all your data, grip you privates tight, enter AI, don't say a word, it's just a beast that will consume us all.

[-] chonglibloodsport@lemmy.world 5 points 12 hours ago

Why is online banking the only option?

[-] matlag@sh.itjust.works 13 points 10 hours ago

Because banks decided it's cheaper to do an app than to pay for people available in branches.

So the same operation is 2mins on the app, or 10mins driving to the nearest branch (YMMV), 20mins waiting in line (YMMV), 5mins to get it done, 10mins to go back.

Oh, you also have the option to wait for 1h on the phone...

[-] mangobanana@discuss.online 1 points 9 hours ago* (last edited 9 hours ago)

My credit union recently went to the no tellers in the branch option. They have remote tellers i fucking hate it. And they closed down the drive through. It fucking sucks

[-] Regrettable_incident@lemmy.world 8 points 12 hours ago

It's not, but it's much easier than visiting a branch or spending hours waiting on the phone to speak to someone who doesn't have great English.

[-] chonglibloodsport@lemmy.world 6 points 10 hours ago* (last edited 10 hours ago)

Or you could just bank from a web browser on a cheap laptop. Or use a cheap burner phone for banking only, separate from your everyday phone.

I have a few bank accounts and none of them force the app for 2FA. They can also use text or even an email address.

[-] Regrettable_incident@lemmy.world 1 points 10 hours ago

Hmm yeah fair point.

[-] zeroConnection@programming.dev 5 points 13 hours ago

I see only one solution:

  • Be Luigi
this post was submitted on 22 May 2026
954 points (99.2% liked)

Fuck AI

7126 readers
1675 users here now

"We did it, Patrick! We made a technological breakthrough!"

A place for all those who loathe AI to discuss things, post articles, and ridicule the AI hype. Proud supporter of working people. And proud booer of SXSW 2024.

AI, in this case, refers to LLMs, GPT technology, and anything listed as "AI" meant to increase market valuations.

founded 2 years ago
MODERATORS