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I'll agree with "no, not really."
Inflation happens when demand for something goes up, and/or cost of production goes up (or speculation on the cost of production or restocking something). So with RAM, a few companies bought it all up, so the prices went up. In January 1848 shovels and picks were normally priced in San Fransisco - then the gold rush started and prices went up because people showed up to buy them faster then they would be made. Uber surge pricing is based on the same idea.
The argument against the minimum wage going up is that it would cause inflation because increased wages would make things cost more to make (lol, yeah, what manufacturing?) - AND that shitbag stores would see people with more money buying more things and say "see? more demand. Let's raise prices!" While COVID and post-COVID inflation is unique, a lot of that was tied to increased costs because supply chains fell apart and made it hard to get all sorts of things, everything from groceries to plastic goods shipped from China. This was a global thing, not just in the US. Why did the price of locally produced coconut cookies go up in Nigeria in late 2020? Because there were no plastic containers from China to put them in to sell.
So inflation can happen either across the entire economy, or on singular things. So for the rich getting richer, inflation would be more likely on things they go in for. So RAM is one example. Exotic sports cars are another example, the number of cars made is kept low, which increases price. Especially if there's a trend where every rich person wants a specific Ferrari, the price on that goes up and others wouldn't.
Based on this, what is money not being spent going to affect? Nothing other than people with rich people goods over-pricing them on spec, which is just trying to lure rich people into spending money, or if everyone knows rich people are hoarding wealth, they'll raise prices for them since they expect them to be able to pay more. That's risky, as it has to be coordinated and targeted. Rich people are also usually finicky assholes, so it's easy for them to just talk shit about the high-priced thing that's only high-priced for them.
You forgot the other way inflation happens. Corporate Greed.
Increasing prices of products to generate more money even though nothing else has changed.
Right, so I'm talking about real inflation. What you're talking about would be fraud. The way companies commit this fraud is by leaning on the "well, prices of manufacturing went up! Won't you think of the shareholders?!?! ๐ญ ๐ญ ๐ญ ๐ญ ๐ญ ๐ญ ๐ญ ๐ญ ๐ญ " But the input price data is generally seen as proprietary data, so it's not public shareholder data.
Still fuckin' fraud, though. It also takes coordination and collusion, which is price-fixing, and is illegal.