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[-] ryathal@sh.itjust.works 1 points 1 month ago

Investing is great for retirement funds, over the 30 years or so it's great for returns. It's terrible to invest principle you need in scope of months or 1-2 years even.

If you have 20k and a 20k loan, putting that money in the stock market is stupid if you need that money to pay the loan. If you have 20k, a 20k loan, and income to cover loan payments in addition to living, it may be beneficial to invest that 20k, but it's still relatively high risk.

[-] TubularTittyFrog@lemmy.world 1 points 1 month ago* (last edited 1 month ago)

cool. keep telling me how stupid I am. I have seen that 20K become 45K over the past 5 years.

guess i should have just dumped it into a car 5 years ago instead of doubling it. gosh, what a total a moron i am!

this post was submitted on 27 Dec 2025
781 points (98.5% liked)

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