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[-] Triasha@lemmy.world 5 points 4 months ago

Paying other people money on a predictable schedule raises your score.

Did what I do, pay your bills and don't think about it.

[-] cassandrafatigue@lemmy.dbzer0.com 3 points 4 months ago

Unless you're poor enough you have to think about it. Poor enough you need to cancel some things this month. Poor enough that one little thing like a car crash or covid infection means you can't pay shit this month.

[-] Triasha@lemmy.world 0 points 4 months ago

Then borrowing money is something you should, in fact, consider carefully.

[-] cassandrafatigue@lemmy.dbzer0.com 3 points 4 months ago

Cool, but what if I just want to rent an apartment? Under 600 you just do not get housed.

[-] Triasha@lemmy.world 1 points 4 months ago

Housing should be free. If you want something nicer then you can pay for luxury.

[-] cassandrafatigue@lemmy.dbzer0.com 2 points 4 months ago

Agreed. A 1/1 with simple standard shitty apartment line kitchenette should be free for individuals, maybe something bigger for groups; polycules, breeders, etc.

But credit score is used to deny housing. Rental housing. This is real. This is the real world. Credit scores should not exist.

[-] Triasha@lemmy.world 2 points 4 months ago

Credit scores should not matter to housing.

[-] cassandrafatigue@lemmy.dbzer0.com 2 points 4 months ago* (last edited 4 months ago)

True. They shouldn't exist and housing should be free.

And yet, they do.

this post was submitted on 27 Dec 2025
783 points (98.5% liked)

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