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Americans with six-figure incomes are in 'survival mode'
(www.usatoday.com)
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And that’s basically it!
If you can't quit your job and live off your investments and previous earnings, you are firmly in the proletariat.
Lumping in those who day trade on T212 with those buying into investment schemes at the clubhouse isn't helpful. "It's a big fucking club" and it's pretty obvious whether you're in it or not.