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Americans with six-figure incomes are in 'survival mode'
(www.usatoday.com)
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this post was submitted on 14 Nov 2025
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Also, people's goals change and "secure" means something different.
When I was making half as much as I am now, I felt fairly secure. I could pay my rent, I had no credit card debt, and I had a few months' worth of savings. Money was not a day-to-day worry. Most of my peers were in debt and/or living paycheck-to-paycheck so I felt like I was living large.
Now I am objectively more secure but I feel less secure because I am thinking about retirement, childcare, college funds, and elder care. I have nowhere near enough savings to retire in the foreseeable future. I honestly don't know if I'll ever get there.
Keep your head up bro, you'll make it. Sounds like you're already putting in the effort and thinking about the hard stuff and the costs involved, which is more than most ever do. Lotta folks just spend and spend and put their heads in the sand when the future comes up.