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Opinion | Privatizing Canada Post would be a costly mistake (www.thespec.com)
submitted 3 weeks ago by [email protected] to c/[email protected]
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[-] [email protected] 1 points 3 weeks ago

I think Quebec has (or at one time had?) the lowest because you're not required to have collision insurance. You can have just liability, but if your car is a piece of shit you're not required to insure it for repair should an accident occur. I could be wrong, and I'd love to know if I am.

[-] [email protected] 0 points 3 weeks ago

you're not required to have collision insurance. You can have just liability, but if your car is a piece of shit you're not required to insure it for repair should an accident occur

Are there places where this isn't the case?

[-] [email protected] 1 points 3 weeks ago* (last edited 3 weeks ago)

In my city you are required to have both liability and collision even if the car is worth a dollar. That is true across all of Canada to my knowledge, with the exception of Quebec.

[-] [email protected] 1 points 3 weeks ago

In my city you are required to have both liability and collision even if the car is worth a dollar.

I'd be curious what city, but obviously you don't have to answer that.

That is true across all of Canada to my knowledge, with the exception of Quebec.

Then you would be misinformed, because collision coverage is certainly not mandatory in Alberta, and I doubt it's mandatory anywhere

[-] [email protected] 1 points 3 weeks ago* (last edited 3 weeks ago)

Absolutely false. You're not required to have collision on your own vehicle anywhere as far as I know. Collision on the other vehicle falls under liability, unless of course you haven't paid your vehicle off yet, but even then, that's a requirement of the bank, not the insurer. I don't know every provinces laws perfectly, but I do know cities don't determine insurance law.

this post was submitted on 30 May 2025
166 points (99.4% liked)

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