this post was submitted on 17 May 2025
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Many questions here.
But what is this 10% down?
Used to be if you didn’t put 20% down, you would have to get PMI, which was an additional monthly charge (though still worth it because that’s way better than paying rent.)
I put just under 8% down on my house and the PMI is negligible. Mortgage is $2,000 a month and IIRC, PMI is like $100. Homeowners insurance is worse, hell, my CAR insurance is worse.